# Zero vs Lendon Fin

The clearest difference is in-app purchases: Lendon Fin at none against Zero's 7. Lendon Fin also leads on ads (none vs shown) and update cadence (every 2 days vs weekly). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Zero sells 7 in-app purchases, starting at $4.99 per month. Lendon Fin asks for nothing beyond the download.

Zero ships an update weekly, Lendon Fin every 2 days. The most recent releases landed on October 20, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Zero | Lendon Fin |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Weekly | **Every 2 days** |
| Size | 13 MB | 7 MB |
| Requires iOS | **17.0** | 17.6 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [APPCITY Limited Liability Company](https://appshunter.io/developer/1534242389) | [Rahila Badrudheen](https://appshunter.io/developer/6788397279) |

## What reviewers say

### Zero

[App page](https://appshunter.io/ios/app/zero-debt-payoff-planner/id6781073044)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Plus Monthly | $4.99 | per month |
| Zero Plus Yearly | $29.99 | per year |
| Small Tip | $2.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Large Tip | $9.99 | one-time |
| Zero Plus | $14.99 | one-time |
| Zero Plus Lifetime | $49.99 | one-time |


### Lendon Fin

[App page](https://appshunter.io/ios/app/lendon-fin/id6788397277)

**In-app purchases:** none


## Frequently asked questions

### Is Zero free?

Zero is free to download, with in-app purchases available.

### Is Lendon Fin free?

Lendon Fin is free to download, with no in-app purchases.

### Do Zero or Lendon Fin have ads?

Zero shows ads; Lendon Fin does not.

### Which is updated more often, Zero or Lendon Fin?

Zero ships an update weekly, and Lendon Fin every 2 days. Most recently, Zero was updated on October 20, 2026 and Lendon Fin on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*