# Zero vs Debt Payoff Planner

The clearest difference is device support: Debt Payoff Planner at 3 against Zero's 1. Debt Payoff Planner also leads on iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Zero sells 7 in-app purchases, starting at $4.99 per month and Debt Payoff Planner sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | Zero | Debt Payoff Planner |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Weekly | — |
| Size | 13 MB | 95 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [APPCITY Limited Liability Company](https://appshunter.io/developer/1534242389) | [kota tada](https://appshunter.io/developer/1658942612) |

## What reviewers say

### Zero

[App page](https://appshunter.io/ios/app/zero-debt-payoff-planner/id6781073044)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Plus Monthly | $4.99 | per month |
| Zero Plus Yearly | $29.99 | per year |
| Small Tip | $2.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Large Tip | $9.99 | one-time |
| Zero Plus | $14.99 | one-time |
| Zero Plus Lifetime | $49.99 | one-time |


### Debt Payoff Planner

[App page](https://appshunter.io/ios/app/debt-payoff-planner-debtlog/id6817604703)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium (1 month) | $4.99 | per month |
| Premium (1 year) | $49.99 | per year |


## Frequently asked questions

### Is Zero free?

Zero is free to download, with in-app purchases available.

### Is Debt Payoff Planner free?

Debt Payoff Planner is free to download, with in-app purchases available.

### Do Zero or Debt Payoff Planner have ads?

Both Zero and Debt Payoff Planner show ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*