# Splitiva vs PennyWise AI Expense Tracker

The clearest difference is in-app purchases: PennyWise AI Expense Tracker at none against Splitiva's 4. PennyWise AI Expense Tracker also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Splitiva sells 4 in-app purchases, starting at $0.99 per month. PennyWise AI Expense Tracker asks for nothing beyond the download.

Splitiva ships an update every 4 days, PennyWise AI Expense Tracker every 6 days. The most recent releases landed on October 8, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Splitiva | PennyWise AI Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 4 days** | Every 6 days |
| Size | 134 MB | 8 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Abhijit Sood](https://appshunter.io/developer/6781159306) | [sarim ahmad](https://appshunter.io/developer/6775053791) |

## What reviewers say

### Splitiva

[App page](https://appshunter.io/ios/app/splitiva/id6781159304)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitiva Pro | $0.99 | per month |
| Tip the Developer | $0.99 | one-time |
| Splitiva Pro (Supporter Discount) | $1.99 | one-time |
| Splitiva Pro (Lifetime) | $4.99 | one-time |


### PennyWise AI Expense Tracker

[App page](https://appshunter.io/ios/app/pennywise-ai-expense-tracker/id6793073167)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Splitiva free?

Splitiva is free to download, with in-app purchases available.

### Is PennyWise AI Expense Tracker free?

PennyWise AI Expense Tracker is free to download, with no in-app purchases.

### Do Splitiva or PennyWise AI Expense Tracker have ads?

Splitiva shows ads; PennyWise AI Expense Tracker does not.

### Which is updated more often, Splitiva or PennyWise AI Expense Tracker?

Splitiva ships an update every 4 days, and PennyWise AI Expense Tracker every 6 days. Most recently, Splitiva was updated on October 8, 2026 and PennyWise AI Expense Tracker on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*