# 房贷宝 vs Subdeck

The clearest difference is in-app purchases: Subdeck at none against 房贷宝's 1. Subdeck also leads on update cadence (every 5 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. 房贷宝 sells 1 one-off in-app purchase. Subdeck asks for nothing beyond the download.

房贷宝 ships an update monthly, Subdeck every 5 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | 房贷宝 | Subdeck |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.5 (2 ratings)](https://appshunter.io/ios/app/subdeck-subscription-manager/id6798927583/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 88.9% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | — | Free with in-app purchases |
| Size | 2 MB | 32 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Wuhan Xingyun Technology Co., Ltd.](https://appshunter.io/developer/1853186645) | [启虎 王](https://appshunter.io/developer/6798730430) |

## What reviewers say

### 房贷宝

[App page](https://appshunter.io/ios/app/id6781649269)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FangDaiBao Pro | $0.99 | one-time |


### Subdeck

[App page](https://appshunter.io/ios/app/subdeck-subscription-manager/id6798927583)

Manage all your recurring expenses in one place. Track subscriptions, get reminders for upcoming payments and free trial endings, and understand your spending habits. No bank connection needed, just a clear overview of your memberships.

**Highlights:** Track subscriptions, prices, and renewal dates, Renewal and payment reminders, Free trial ending notifications, Subscription spending insights, Multi-currency support, Custom subscriptions and categories, iCloud sync

**In-app purchases:** none


## Frequently asked questions

### Is 房贷宝 free?

房贷宝 is free to download, with in-app purchases available.

### Is Subdeck free?

Subdeck is free to download, with no in-app purchases.

### Do 房贷宝 or Subdeck have ads?

Neither 房贷宝 nor Subdeck shows ads.

### Which is updated more often, 房贷宝 or Subdeck?

房贷宝 ships an update monthly, and Subdeck every 5 days. Most recently, 房贷宝 was updated on October 24, 2026 and Subdeck on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*