Comparison

EasyDebts vs IOU

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

EasyDebts

Features
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EasyDebts Tracker is a simple and private app that helps you record money you need to receive and money you need to pay. It is useful for personal debts, small business credit records, customer balances, shop records, freelance payments, bills, loans, and money exchanged between friends, clients, or customers. You can easily record who gave or took money, how much is pending, when the payment is due, and when the payment is completed. With EasyDebts Tracker, you can save the person or client name, phone number, amount, currency, date, due date, notes, and payment status. When money is paid later or returned back, you can update the record and attach a payment screenshot, receipt, invoice, bill, or proof image from your camera or gallery. EasyDebts Tracker supports 70+ currencies, making it useful for users who deal with different currencies for personal or business records. You can record separate balances by currency and clearly see how much you need to receive or pay. The app also includes due date reminders. You can enable payment reminders and choose reminder days, such as before the due date or on the payment date, so you do not forget important pending payments. You can also call the person or client directly from the app, making it easier to follow up on pending payments or confirm payment details. EasyDebts Tracker allows you to export each client’s transaction history as a PDF file. This is useful for keeping records, printing, sharing with clients, or saving payment history for future reference. EasyDebts Tracker is designed to be simple, fast, and easy to use. You do not need to create an account or sign in to use the app. Your records are stored locally on your device, giving you more privacy and control over your data. The app also supports backup and restore. You can export your records into a ZIP backup file before uninstalling the app or changing your device. After installing the app again, you can restore your records from the ZIP file, including saved records and attached receipt images. Main Features: β€’ Record money you need to receive β€’ Record money you need to pay β€’ Save person or client name and phone number β€’ Call the person or client directly from the app β€’ Save amount, currency, date, and due date β€’ Support for 70+ currencies β€’ Attach payment screenshots, receipts, invoices, bills, or proof images β€’ Mark records as unpaid, partially paid, or paid β€’ View and manage payment history β€’ View client balance and transaction history β€’ Export client transaction history as a PDF file β€’ Enable due date and payment reminders β€’ Choose reminder days from settings β€’ Search records easily β€’ Use the app without account registration β€’ Store records locally on your device β€’ Backup and restore data using a ZIP file EasyDebts Tracker helps you keep clear records of pending money, returned payments, and completed payments. It is useful for personal use, small businesses, shop owners, freelancers, customers, friends, and anyone who needs a simple way to manage debt, due, and payment records.

About

IOU

Features
Read full description

IOU: Debt Tracker keeps personal debts and shared expenses out of your head. Record money you lent or borrowed, choose the amount, currency, and due date, and see the current balance for every person. β€’ Add people and choose friendly avatars β€’ Record money lent and borrowed β€’ Use any currency β€’ Keep an eye on due dates and reminders β€’ Review transaction history and total balances β€’ Mark a debt as settled when money is returned Your debt records stay on your iPhone. No account is required. Made for simple IOUs between friends, family, and coworkers, without spreadsheets or complicated finance jargon. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

EasyDebts4 screens
IOU4 screens

Verdict

The call

The clearest difference is in-app purchases: EasyDebts at none against IOU's 4. EasyDebts also leads on device support (3 vs 1) and iOS requirement (14.0 vs 16.4). On price and ads there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. IOU sells 4 in-app purchases, starting at $1.99 per 7 days. EasyDebts asks for nothing beyond the download.

Scorecard3 real differences Β· 3 level
EasyDebts versus IOU: the parameters behind the verdict, then further details
ParameterEasyDebtsIOU
PriceFreeFree
Update frequencyEvery 3 monthsβ€”
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS14.0 β€” better16.4
Further details β€” not scored
Size26 MB54 MB
Age rating4+4+
DeveloperDev ThingIvan Dotsenko

In-app purchases

None

EasyDebts

No in-app purchases

4 purchases

IOU

Subscriptions3
  • Pro Weekly$1.997 Days
  • IOU Pro Monthly7 Days trial$3.991 Month
  • IOU Pro Yearly$14.991 Year
One-time1
  • Pro Lifetime$24.99

Questions

Is EasyDebts free?
EasyDebts is free to download, with no in-app purchases.
Is IOU free?
IOU is free to download, with in-app purchases available.
Do EasyDebts or IOU have ads?
Neither EasyDebts nor IOU shows ads.

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