FINPREP vs Estora

FinPrep is a financial planning app built for service members — a modern, private take on the military Financial Planning Worksheet. Enter your pay grade, years of service, and duty station, and FinPrep auto-fills your 2026 entitlements, then helps you build a complete spending plan. PAY & ALLOWANCES (2026 rates built in) • Base pay and BAS auto-fill from the DFAS pay tables • BAH by duty station — pick your station or enter your ZIP, with or without dependents • Non-Locality (RC/T), Partial BAH, OHA, FSH-B/FSH-O, and government quarters • Federal tax (FITW) estimate — Traditional TSP lowers it, Roth doesn't • FICA, SGLI, TRICARE dental, and TSP contributions BUDGET & PLAN • Income, expenses, debts, savings goals, and net worth in one place • 70/20/10 health check with progress rings and personalized alerts • Debt Destroyer: compare Avalanche vs Snowball and see interest saved • Projected (PCS) outlook — see how a move or promotion changes your pay (Pro) • TSP balance tracking with future-growth projection PRIVATE & SECURE • All data stays on your device, encrypted — no account, no tracking, no ads • Optional Face ID / Touch ID lock EXPORT (Pro) • Export your worksheet as PDF, Excel, or CSV FinPrep Pro is a one-time purchase that unlocks export and the Projected (PCS) outlook. Figures are estimates for planning only and are not financial, tax, or legal advice. Not affiliated with or endorsed by the Department of Defense, DFAS, or DTMO. Always verify with your LES and finance office.

Estora brings the wealth-management system of a family office to your own family. Track global assets, identity documents, family members, trust structures and risk alerts in one encrypted, offline-first place — and share it with the people who matter. FIVE PILLARS - Global assets: 11 asset types, 15 currencies, multiple jurisdictions, consolidated net worth in any display currency, book gain/loss - Identity documents: passports, visas, residency and more, with expiry alerts - Family members: relationships, governance roles (settlor, trustee, beneficiary), ownership mapping - Trust structures: trusts, foundations, holdings, offshore vehicles, family partnerships, with look-through to held assets - Risk alerts: document expiry, compliance and tax deadlines, concentration, liquidity PRIVACY FIRST Your data is AES-encrypted on device and protected by Face ID. Estora is offline by default. Only two things ever touch the network, and neither carries your data: public exchange rates, and iCloud sync you turn on yourself — end-to-end encrypted, so Apple only ever sees ciphertext. Document images stay on your device and never enter backups or the cloud. MORE - Live exchange rates including spot gold (XAU) - Net-worth history with charts - Family tree visualization - AI import: scan a document and on-device recognition fills the form, including passport MRZ parsing. Nothing leaves your phone. - Encrypted backups with a passphrase you control - 12 languages, switchable in-app FREE / PRO Free covers 50 assets, 20 members, 5 documents, 1 structure, and 5 AI scans. Pro raises those to 5,000 / 100 / 1,000 / 100 with unlimited AI, plus iCloud encrypted sync, versioned backups, and family accounts for up to 10 collaborators (only the organizer pays). Estora is an organizing tool. It does not provide financial, legal or tax advice. Estora Pro is an auto-renewable subscription. $4.99/month or $47.99/year, with a 7-day free trial. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. Privacy Policy: https://local4a.com/products/estora-privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/