Comparison

ExLog vs spnd

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

ExLog

Features
Read full description

ExLog automatically reads your bank transaction SMS messages and organises your spending โ€” no manual entry needed. โ€ข Auto-detect debit/credit transactions from Indian bank SMS โ€ข Categorise spending across Food, Transport, Shopping, Bills and more โ€ข Monthly and yearly reports with charts โ€ข Set recurring payment reminders โ€ข Export to CSV for tax or budgeting use โ€ข Free tier with premium upgrade for unlimited imports and exports Supports HDFC, ICICI, SBI, Axis, Kotak, Yes Bank, and most Indian banks. By subscribing, you agree to Apple's standard Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

spnd

Features
Read full description

spnd is the personal finance app built for people who want clarity, not complexity. No syncing to the cloud. No ads. No subscriptions required to see your own data. Just a clean, fast way to know exactly where your money goes every day. TRACK EVERYTHING Log expenses, income, and transfers in seconds. Organize by category, account, and date. See your full financial picture at a glance from the home screen. BUDGETING THAT WORKS Set a monthly budget and spnd automatically breaks it down week by week. Always know how much you can spend today without blowing the month. Get notified before you go over not after. SAVE FOR WHAT MATTERS Create savings goals for anything a trip, an emergency fund, a new laptop. spnd calculates exactly how much to set aside each week or month to get there on time. ALL YOUR ACCOUNTS, ONE VIEW Add checking, savings, credit, and cash accounts. Choose which ones count toward your main balance. See credit utilization, debt vs. limit, and net worth at a glance. BUILD THE HABIT A daily streak tracks every day you log a transaction. A configurable reminder keeps you consistent. Small actions, compounded daily, change your financial life. PRIVATE BY DESIGN Everything lives on your device. Your transactions, your accounts, your goals none of it touches our servers. Ever. Face ID and Touch ID keep your data yours, and only yours. Built with SwiftUI for iOS 17+. Supports Dynamic Type, Dark Mode, widgets, and Shortcuts automation for power users. spnd doesn't try to do everything. It does the things that matter beautifully, privately, and without getting in your way. Your finances, in order. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

ExLog4 screens
spnd4 screens

Verdict

The call

The clearest difference is in-app purchases: ExLog at none against spnd's 2. ExLog also leads on iOS requirement (17.0 vs 26.4). On price, update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. spnd sells 2 in-app purchases, starting at $2.99 per month. ExLog asks for nothing beyond the download.

UpkeepUpdate frequency

ExLog ships an update fortnightly, spnd every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences ยท 4 level
ExLog versus spnd: the parameters behind the verdict, then further details
ParameterExLogspnd
PriceFreeFree
Update frequencyFortnightly โ€” betterEvery 3 weeks
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS17.0 โ€” better26.4
Further details โ€” not scored
Size16 MB11 MB
Age rating4+4+
DeveloperAmit GauravEmilio Yoltic Martinez

In-app purchases

None

ExLog

No in-app purchases

2 purchases

spnd

Subscriptions2
  • Spnd:Expense Tracker$2.991 Month
  • Spnd:Expense Tracker$19.991 Year

Questions

Is ExLog free?
ExLog is free to download, with no in-app purchases.
Is spnd free?
spnd is free to download, with in-app purchases available.
Do ExLog or spnd have ads?
Neither ExLog nor spnd shows ads.
Which is updated more often, ExLog or spnd?
ExLog ships an update fortnightly, and spnd every 3 weeks. Most recently, ExLog was updated on October 25, 2026 and spnd on October 24, 2026.

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