MoneyMaze vs ShiftPayday
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MoneyMaze
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Take control of your financial future with Money Maze®, the premium personal finance utility engineered for people whose lives don’t fit into a standard 9-to-5 box. If you work a FIFO roster, rotating emergency shifts, variable contracts, or a standard week with big goals, you already know the truth: traditional budgeting apps fail you. They assume you get paid the exact same amount on the exact same day every single month. When your schedule is dynamic, those rigid systems break—leaving you stressed and guessing. Money Maze® completely flips the script. By mapping your money directly to your actual workplace calendar, it gives you the visual clarity to make completely guilt-free financial decisions. Stop forcing your life into an old-school spreadsheet. Map your money to your reality. POWERFUL FEATURES BUILT FOR YOU: • VISUAL CASHFLOW FORECASTING Chronologically track exactly when money enters and leaves your account. Forecast your bank balances weeks, months, or years into the future based on recurring bills, subscriptions, and income patterns tailored to your specific work schedule. • 24/7 CONVERSATIONAL AI ASSISTANT Get an intelligent financial partner right in your pocket. Our conversational AI assistant is ready to help you plan long-term money strategies, analyze your spending habits, and break down complex wealth-building goals through intuitive text conversations. • INSTANT AI RECEIPT SCANNING Stop typing in numbers manually. Money Maze® features a dedicated AI document parser that instantly reads your mechanical receipts and invoices. Just snap a photo, and the AI automatically extracts the price, date, and vendor for seamless tracking. • GARAGE & REFUEL LOGS (ATO-FRIENDLY) Manage your vehicles, log fuel costs, record odometer mileage, and track service history events. Combined with our AI receipt scanner, the app's structured 12-week logbook manager makes securing your work-related tax deductions completely effortless. • RISK-FREE SPENDING METER Never guess if you can afford a purchase again. The app instantly calculates your cash safety buffer and risk threshold based on upcoming financial obligations, showing you exactly how much is safe to spend right now. • SMART SET-ASIDES (NO MORE SURPRISES) Effortlessly reserve funds for heavy upcoming bills (like car registration, insurance, or utilities) before they hit. Interactive water-fill progress bars help you visualize your targets so you’re always ahead of the game. • SANDBOX LIFE SIMULATORS Wondering how a new shift swing, a promotion, a pay raise, or a major purchase will affect your timeline? Run sandbox simulations to model major life changes risk-free before making them. • PREMIUM, TACTICAL DESIGN Experience a stunning, tactical dark-theme interface built for fluid navigation, security, and responsive offline-first use across all of your devices. Money Maze® is free to download and includes essential budgeting tools. Access to advanced features, including full AI assistant capabilities and premium tax logs, is available via flexible subscription tiers. Your financial path doesn't have to be a maze. Plan, protect, and grow with Money Maze®.
ShiftPayday
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Know your next paycheck before payroll does. ShiftPayday turns your rate, hours, overtime, night premium and deductions into a take-home estimate you can check against your payslip — before the money lands. The calculator is free, forever: - Enter your hourly rate and hours worked, and set when overtime starts and what it pays - Add night hours and a night differential - Estimate tax, pension, and union deductions - See your take-home instantly, with a full gross-to-net breakdown No account. No sign-up. No paywall on the math. ShiftPayday Premium adds the tracker: - Save up to 5 jobs, each with its own pay rules - Log real shifts and watch a running take-home total build across the pay period - Count down to payday, with an optional reminder the day before - Keep a pay history and see whether each check moved up or down Why people use it: - Spot paycheck surprises before payroll lands - Sanity-check what an extra shift is actually worth - See how overtime, night premiums, and deductions change take-home pay - Keep an honest record of what you earned, period by period Everything is stored on your device. Estimates only — your real paycheck depends on your employer's exact rules. ShiftPayday Premium is an auto-renewing subscription: $4.99 per month or $29.99 per year. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://hamzabenfredj.github.io/shiftpayday-support/privacy.html
Screenshots
Verdict
The clearest difference is in-app purchases: ShiftPayday at none against MoneyMaze's 4. MoneyMaze's advantage is update cadence (every 2 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MoneyMaze sells 4 in-app purchases, starting at $5.99 per month. ShiftPayday asks for nothing beyond the download.
MoneyMaze ships an update every 2 days, ShiftPayday every 2 months. Both last shipped on October 14, 2026.
| Parameter | MoneyMaze | ShiftPayday |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 33 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | Money Maze Fintech | Hamza Ben Fredj |
In-app purchases
MoneyMaze
- Pro Monthly$5.991 Month
- Pro$7.991 Month
- Pro Yearly$59.991 Year
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- Pro$59.991 Year
ShiftPayday
No in-app purchases









