# USB Mobile Banking vs MSA Mobile for iPhone

The clearest difference is rating: MSA Mobile for iPhone at 4.8 against USB Mobile Banking's 4.3. MSA Mobile for iPhone also leads on ratings volume (135 vs 7). USB Mobile Banking's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MSA Mobile for iPhone holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: MSA Mobile for iPhone has 135 ratings behind it against 7, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | USB Mobile Banking | MSA Mobile for iPhone |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (7 ratings)](https://appshunter.io/ios/app/usb-mobile-banking/id678349279/reviews) | **[4.8 (135 ratings)](https://appshunter.io/ios/app/msa-mobile-for-iphone/id875288669/reviews)** |
| Number of ratings | 7 | **135** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | **Free** | Ad-supported |
| Size | 132 MB | 139 MB |
| Requires iOS | 15.0 | **14.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Union State Bank1](https://appshunter.io/developer/1374923529) | [Mutual Savings Association (INC)](https://appshunter.io/developer/875288672) |

## What reviewers say

### USB Mobile Banking

[App page](https://appshunter.io/ios/app/usb-mobile-banking/id678349279)

Manage your Union State Bank accounts conveniently from your mobile device. Check balances, view transaction history, transfer funds, deposit checks, and pay bills securely. An internet banking account is required to activate the app.

**Highlights:** Check account balances and history, Transfer funds between accounts, Mobile check deposits, Pay bills, Bank anywhere, anytime

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MSA Mobile for iPhone

[App page](https://appshunter.io/ios/app/msa-mobile-for-iphone/id875288669)

Manage your finances securely and conveniently from your mobile device. Check balances, transfer funds, locate branches and ATMs, and deposit checks remotely. This service is offered free to online banking clients.

**Highlights:** Check account balances, Transfer money between accounts, Find ATM and branch locations, Mobile check deposit

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is USB Mobile Banking free?

USB Mobile Banking is free to download, with no in-app purchases.

### Is MSA Mobile for iPhone free?

MSA Mobile for iPhone is free to download, with no in-app purchases.

### Which has better reviews, USB Mobile Banking or MSA Mobile for iPhone?

MSA Mobile for iPhone is rated higher. USB Mobile Banking averages 4.3 out of 5 from 7 ratings, while MSA Mobile for iPhone averages 4.8 from 135 ratings.

### Do USB Mobile Banking or MSA Mobile for iPhone have ads?

Neither USB Mobile Banking nor MSA Mobile for iPhone shows ads.

### Which is updated more often, USB Mobile Banking or MSA Mobile for iPhone?

USB Mobile Banking ships an update every 4 months, and MSA Mobile for iPhone every 4 months. Most recently, USB Mobile Banking was updated on October 29, 2026 and MSA Mobile for iPhone on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*