# USB Mobile Banking vs First State KS Mobile Banking

The clearest difference is review sentiment: USB Mobile Banking at 100% against First State KS Mobile Banking's 18%. USB Mobile Banking also leads on ads (none vs shown). First State KS Mobile Banking's advantage is rating (4.7 vs 4.3) and ratings volume (1.1K vs 7). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First State KS Mobile Banking holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: First State KS Mobile Banking has 1.1K ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 100% of USB Mobile Banking's written reviews are positive against 18% of First State KS Mobile Banking's, so the app with the better star average is not the one people write more warmly about.

USB Mobile Banking ships an update every 4 months, First State KS Mobile Banking every 5 months. Both last shipped on November 6, 2026.

## The numbers

| Metric | USB Mobile Banking | First State KS Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (7 ratings)](https://appshunter.io/ios/app/usb-mobile-banking/id678349279/reviews) | **[4.7 (1.1K ratings)](https://appshunter.io/ios/app/first-state-ks-mobile-banking/id955957075/reviews)** |
| Number of ratings | 7 | **1.1K** |
| Positive reviews | **100.0% of reviews** | 18.2% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 4 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 132 MB | 45 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Union State Bank1](https://appshunter.io/developer/1374923529) | [FIRST STATE BANK AND TRUST KS](https://appshunter.io/developer/955573183) |

## What reviewers say

### USB Mobile Banking

[App page](https://appshunter.io/ios/app/usb-mobile-banking/id678349279)

Manage your Union State Bank accounts conveniently from your mobile device. Check balances, view transaction history, transfer funds, deposit checks, and pay bills securely. An internet banking account is required to activate the app.

**Highlights:** Check account balances and history, Transfer funds between accounts, Mobile check deposits, Pay bills, Bank anywhere, anytime

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### First State KS Mobile Banking

[App page](https://appshunter.io/ios/app/first-state-ks-mobile-banking/id955957075)

Manage your bank accounts conveniently from your smartphone. Check balances, transfer funds, deposit checks remotely, and locate branches or ATMs. This app is designed for existing online banking customers of First State Bank & Trust.

**Highlights:** Check account balances and activity, Transfer funds between accounts, View loan and mortgage balances, Deposit checks via smartphone camera, Find ATMs and banking centers, Contact bank via phone or email

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is USB Mobile Banking free?

USB Mobile Banking is free to download, with no in-app purchases.

### Is First State KS Mobile Banking free?

First State KS Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, USB Mobile Banking or First State KS Mobile Banking?

First State KS Mobile Banking is rated higher. USB Mobile Banking averages 4.3 out of 5 from 7 ratings, while First State KS Mobile Banking averages 4.7 from 1.1K ratings.

### Do USB Mobile Banking or First State KS Mobile Banking have ads?

First State KS Mobile Banking shows ads; USB Mobile Banking does not.

### Which is updated more often, USB Mobile Banking or First State KS Mobile Banking?

USB Mobile Banking ships an update every 4 months, and First State KS Mobile Banking every 5 months. Most recently, USB Mobile Banking was updated on November 6, 2026 and First State KS Mobile Banking on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*