# 코그 가계부 vs Habit Tracker

The clearest difference is price: 코그 가계부 at Free against Habit Tracker's $0.49. 코그 가계부 also leads on update cadence (every 6 days vs every 2 weeks). Habit Tracker's advantage is in-app purchases (none vs 1) and iOS requirement (18.0 vs 26.0). On ads and device support there is nothing between them.

코그 가계부 is free to download; Habit Tracker costs $0.49 up front. 코그 가계부 sells 1 one-off in-app purchase. Habit Tracker asks for nothing beyond the download.

코그 가계부 ships an update every 6 days, Habit Tracker every 2 weeks. The most recent releases landed on October 13, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | 코그 가계부 | Habit Tracker |
| --- | --- | --- |
| Price | **Free** | $0.49 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 14 MB | 17 MB |
| Requires iOS | 26.0 | **18.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [YOUNKYUM JIN](https://appshunter.io/developer/1618680611) | [BOOGIOS_STUDIO](https://appshunter.io/developer/1707135670) |

## What reviewers say

### 코그 가계부

[App page](https://appshunter.io/ios/app/id6784145305)

This app simplifies expense tracking with intuitive chat-like or voice input. It learns your habits to offer personalized suggestions and quick entry options. Visualize your spending patterns on a calendar and analyze them by category, all while keeping your data private on your device.

**Highlights:** Chat and voice expense logging, Personalized recommendations, Quick entry for frequent transactions, Calendar view of income and expenses, Spending pattern comparison, Category-based spending analysis, On-device data privacy

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CogBudget Pro | $5.99 | one-time |


### Habit Tracker

[App page](https://appshunter.io/ios/app/habit-tracker-loopin/id6785823041)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 코그 가계부 free?

코그 가계부 is free to download, with in-app purchases available.

### Is Habit Tracker free?

Habit Tracker costs $0.49, with no in-app purchases.

### Do 코그 가계부 or Habit Tracker have ads?

Neither 코그 가계부 nor Habit Tracker shows ads.

### Which is updated more often, 코그 가계부 or Habit Tracker?

코그 가계부 ships an update every 6 days, and Habit Tracker every 2 weeks. Most recently, 코그 가계부 was updated on October 13, 2026 and Habit Tracker on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*