# 持仓手记 vs CardCycle

The clearest difference is update cadence: 持仓手记 at every 3 days against CardCycle's every 4 weeks. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for 持仓手记 against 5.0 for CardCycle. Both are backed by a comparable volume of ratings — 5 and 2 respectively.

持仓手记 ships an update every 3 days, CardCycle every 4 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | 持仓手记 | CardCycle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (5 ratings)](https://appshunter.io/ios/app/id6785786552/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/cardcycle/id6799073605/reviews) |
| Number of ratings | **5** | 2 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 4 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 52 MB | 3 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [博 井](https://appshunter.io/developer/6782367969) | [凡 王](https://appshunter.io/developer/6798913989) |

## What reviewers say

### 持仓手记

[App page](https://appshunter.io/ios/app/id6785786552)

**Features:** macOS Compatibility

**In-app purchases:** none


### CardCycle

[App page](https://appshunter.io/ios/app/cardcycle/id6799073605)

This app helps you manage credit card annual fees by tracking fee cycles, waiver rules, and spending goals. It allows you to log transactions and filter cards by various criteria. Data syncs privately across devices.

**Highlights:** Track annual fees and cycle dates, Manage waiver rules, Monitor spending goals, Log transactions quickly, Filter cards by bank and status, Cross-device data sync, Customizable appearance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 持仓手记 free?

持仓手记 is free to download, with no in-app purchases.

### Is CardCycle free?

CardCycle is free to download, with no in-app purchases.

### Which has better reviews, 持仓手记 or CardCycle?

持仓手记 and CardCycle are both rated 5.0 out of 5 on the App Store, from 5 and 2 ratings respectively.

### Do 持仓手记 or CardCycle have ads?

Neither 持仓手记 nor CardCycle shows ads.

### Which is updated more often, 持仓手记 or CardCycle?

持仓手记 ships an update every 3 days, and CardCycle every 4 weeks. Most recently, 持仓手记 was updated on October 24, 2026 and CardCycle on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*