# Mutual vs Expenses

The clearest difference is in-app purchases: Expenses at none against Mutual's 3. Expenses also leads on update cadence (every 3 days vs weekly). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Mutual sells 3 in-app purchases, starting at $1.99 per 7 days. Expenses asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Mutual against 5.0 for Expenses. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Mutual ships an update weekly, Expenses every 3 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | Mutual | Expenses |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/mutual-couple-expense-sharing/id6786007560/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/expenses-shared-tracker/id6802895313/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | **Every 3 days** |
| Monetization | Freemium | **Free** |
| Size | 78 MB | 18 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Yassine EL HARDOUF](https://appshunter.io/developer/6786007562) | [MINGHUI LI](https://appshunter.io/developer/6802895315) |

## What reviewers say

### Mutual

[App page](https://appshunter.io/ios/app/mutual-couple-expense-sharing/id6786007560)

This app helps couples manage shared finances fairly and automatically. It allows for custom bill splitting, tracks joint spending, and facilitates saving for shared goals, aiming to reduce money-related arguments.

**Highlights:** Fair expense splitting (50/50, by income, custom), Real-time balance tracking for partners, Shared savings goals with progress tracking, Spending categorization and analysis, Instant syncing between partners, Invite partner in seconds

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly premium | $1.99 | per 7 days |
| Monthly premium | $4.99 | per month |
| Yearly Premium | $29.99 | per year |


### Expenses

[App page](https://appshunter.io/ios/app/expenses-shared-tracker/id6802895313)

Manually track shared expenses for couples, families, and roommates without linking bank accounts. Organize budgets, view spending reports, and set bill reminders. Offers privacy features and multiple ledgers for different needs.

**Highlights:** Manual expense logging, Shared ledgers for groups, Real-time updates, Category budgets, Spending reports, Bill reminders, Receipt scanning

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mutual free?

Mutual is free to download, with in-app purchases available.

### Is Expenses free?

Expenses is free to download, with no in-app purchases.

### Which has better reviews, Mutual or Expenses?

Mutual and Expenses are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do Mutual or Expenses have ads?

Neither Mutual nor Expenses shows ads.

### Which is updated more often, Mutual or Expenses?

Mutual ships an update weekly, and Expenses every 3 days. Most recently, Mutual was updated on October 31, 2026 and Expenses on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*