# FinApp vs SpendNote

The clearest difference is in-app purchases: FinApp at none against SpendNote's 2. SpendNote's advantage is update cadence (every 3 days vs every 10 days). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SpendNote sells 2 in-app purchases, starting at $2.99 per month. FinApp asks for nothing beyond the download.

FinApp ships an update every 10 days, SpendNote every 3 days. The most recent releases landed on November 5, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | FinApp | SpendNote |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/finapp-private-money-tracker/id6786090874/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 3 days** |
| Monetization | Free | — |
| Size | 3 MB | 4 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Nha Hoang](https://appshunter.io/developer/6786090876) | [焕为 叶](https://appshunter.io/developer/6797354297) |

## What reviewers say

### FinApp

[App page](https://appshunter.io/ios/app/finapp-private-money-tracker/id6786090874)

This personal finance app keeps your financial data private by storing it solely on your device. It offers automatic transaction categorization, spending insights, and recurring bill tracking, all without requiring an account or sending data to external servers.

**Highlights:** On-device data storage, Automatic transaction categorization, Net worth tracking, Spending insights and trends, Recurring bill detection, Searchable transaction history, Customizable account grouping

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SpendNote

[App page](https://appshunter.io/ios/app/spendnote-expense-tracker/id6797922071)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendNote Pro Monthly | $2.99 | per month |
| SpendNote Pro Yearly | $19.99 | per year |


## Frequently asked questions

### Is FinApp free?

FinApp is free to download, with no in-app purchases.

### Is SpendNote free?

SpendNote is free to download, with in-app purchases available.

### Do FinApp or SpendNote have ads?

Neither FinApp nor SpendNote shows ads.

### Which is updated more often, FinApp or SpendNote?

FinApp ships an update every 10 days, and SpendNote every 3 days. Most recently, FinApp was updated on November 5, 2026 and SpendNote on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*