# Wealthly AI vs Payback+

The clearest difference is in-app purchases: Payback+ at none against Wealthly AI's 2. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Wealthly AI sells 2 in-app purchases, starting at $4.99 per month. Payback+ asks for nothing beyond the download.

Wealthly AI ships an update every 4 days, Payback+ every 2 days. The most recent releases landed on September 28, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Wealthly AI | Payback+ |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 4 days | **Every 2 days** |
| Size | 61 MB | 74 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bobur Irgashev](https://appshunter.io/developer/6786292113) | [Payback Tech Limited](https://appshunter.io/developer/6798634541) |

## What reviewers say

### Wealthly AI

[App page](https://appshunter.io/ios/app/wealthly-ai-budget-tracker/id6786292111)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Wealthly AI Pro | $4.99 | per month |
| Wealthly AI Pro (Yearly) | $29.99 | per year |


### Payback+

[App page](https://appshunter.io/ios/app/payback-plus/id6798634539)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Wealthly AI free?

Wealthly AI is free to download, with in-app purchases available.

### Is Payback+ free?

Payback+ is free to download, with no in-app purchases.

### Do Wealthly AI or Payback+ have ads?

Neither Wealthly AI nor Payback+ shows ads.

### Which is updated more often, Wealthly AI or Payback+?

Wealthly AI ships an update every 4 days, and Payback+ every 2 days. Most recently, Wealthly AI was updated on September 28, 2026 and Payback+ on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*