# Couples Budget Tracker vs CheckStream

The clearest difference is in-app purchases: CheckStream at none against Couples Budget Tracker's 2. Couples Budget Tracker's advantage is update cadence (every 6 days vs every 3 weeks) and ratings volume (3 vs 1). On price, rating, ads and device support there is nothing between them.

Both are free to download. Couples Budget Tracker sells 2 in-app purchases, starting at $4.99 per month. CheckStream asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Couples Budget Tracker against 5.0 for CheckStream. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

Couples Budget Tracker ships an update every 6 days, CheckStream every 3 weeks. The most recent releases landed on October 13, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Couples Budget Tracker | CheckStream |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/couples-budget-tracker-untoo/id6786402392/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/checkstream/id6802149447/reviews) |
| Number of ratings | **3** | 1 |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 3 weeks |
| Monetization | Freemium | **Free** |
| Size | 67 MB | 1 MB |
| Requires iOS | **16.4** | 17.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Fernand Petit](https://appshunter.io/developer/6786402394) | [Jonathan Mangus](https://appshunter.io/developer/6800168664) |

## What reviewers say

### Couples Budget Tracker

[App page](https://appshunter.io/ios/app/couples-budget-tracker-untoo/id6786402392)

This app provides a shared financial space for couples to track expenses, split bills, and save for goals. It offers real-time syncing, multiple logging methods, and a calm, guilt-free approach to managing joint finances without bank connections.

**Highlights:** Shared money space for couples, Log expenses via text, voice, or receipt, Split expenses evenly or by ratio, Set and track shared life goals, Real-time sync between partners, No bank connections required, Monthly recaps and optional limits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Untoo Premium | $4.99 | per month |
| Untoo Premium Yearly | $39.99 | per year |


### CheckStream

[App page](https://appshunter.io/ios/app/checkstream/id6802149447)

This app provides a shared digital checkbook register for households to track all accounts, reconcile transactions, and manage bills. It offers insights into spending, debt payoff, and net worth, with real-time syncing for family members.

**Highlights:** Track all bank accounts, Reconcile transactions easily, Schedule recurring bills, Monitor net worth and assets, Manage and pay off debt, Share finances with household members, Privacy-focused data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Couples Budget Tracker free?

Couples Budget Tracker is free to download, with in-app purchases available.

### Is CheckStream free?

CheckStream is free to download, with no in-app purchases.

### Which has better reviews, Couples Budget Tracker or CheckStream?

Couples Budget Tracker and CheckStream are both rated 5.0 out of 5 on the App Store, from 3 and 1 ratings respectively.

### Do Couples Budget Tracker or CheckStream have ads?

Neither Couples Budget Tracker nor CheckStream shows ads.

### Which is updated more often, Couples Budget Tracker or CheckStream?

Couples Budget Tracker ships an update every 6 days, and CheckStream every 3 weeks. Most recently, Couples Budget Tracker was updated on October 13, 2026 and CheckStream on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*