# MultiMoney Guatemala vs OffRisk

The clearest difference is rating: OffRisk at 4.5 against MultiMoney Guatemala's 1.0. MultiMoney Guatemala's advantage is in-app purchases (none vs 2) and device support (3 vs 1). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. OffRisk sells 2 in-app purchases, starting at $2.99 per month. MultiMoney Guatemala asks for nothing beyond the download.

OffRisk holds the better App Store score, 4.5 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

MultiMoney Guatemala ships an update every 4 weeks, OffRisk every 5 weeks. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MultiMoney Guatemala | OffRisk |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/multimoney-guatemala/id6786818782/reviews) | **[4.5 (2 ratings)](https://appshunter.io/ios/app/offrisk-expense-tracker/id6791018595/reviews)** |
| Number of ratings | 1 | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 5 weeks |
| Monetization | **Free** | Freemium |
| Size | 145 MB | 72 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Akros Technologies S.A](https://appshunter.io/developer/1744990674) | [Leonel Osuna](https://appshunter.io/developer/1868258573) |

## What reviewers say

### MultiMoney Guatemala

[App page](https://appshunter.io/ios/app/multimoney-guatemala/id6786818782)

Grow your money with a 5% annual yield on savings, no minimum balance required. Access a flexible digital credit line for immediate financial support. Manage your accounts 24/7 with advanced security and transparent operations.

**Highlights:** 5% annual yield on savings, No minimum balance, Digital credit line, Instant credit approval, 24/7 account management, Visa Debit payments, ACH transfers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### OffRisk

[App page](https://appshunter.io/ios/app/offrisk-expense-tracker/id6791018595)

Effortlessly track your spending, create budgets, and gain insights into your financial habits. This app uses AI to scan receipts, offers personalized financial education, and provides visual reports to help you manage your money effectively.

**Highlights:** Instant expense and income logging, AI-powered receipt scanning, Customizable budget limits, Visual spending analytics, AI financial education assistant, Home Screen widget for balance check

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| OffRisk Pro — Monthly Plan | $2.99 | per month |
| OffRisk Pro — Annual Plan | $24.99 | per year |


## Frequently asked questions

### Is MultiMoney Guatemala free?

MultiMoney Guatemala is free to download, with no in-app purchases.

### Is OffRisk free?

OffRisk is free to download, with in-app purchases available.

### Which has better reviews, MultiMoney Guatemala or OffRisk?

OffRisk is rated higher. MultiMoney Guatemala averages 1.0 out of 5 from 1 ratings, while OffRisk averages 4.5 from 2 ratings.

### Do MultiMoney Guatemala or OffRisk have ads?

Neither MultiMoney Guatemala nor OffRisk shows ads.

### Which is updated more often, MultiMoney Guatemala or OffRisk?

MultiMoney Guatemala ships an update every 4 weeks, and OffRisk every 5 weeks. Most recently, MultiMoney Guatemala was updated on October 28, 2026 and OffRisk on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*