# Settle vs SpendMo

The clearest difference is in-app purchases: Settle at none against SpendMo's 3. SpendMo's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 16.4). On price and ads there is nothing between them.

Both are free to download. SpendMo sells 3 in-app purchases, starting at $4.99 per month. Settle asks for nothing beyond the download.

## The numbers

| Metric | Settle | SpendMo |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 days | — |
| Size | 49 MB | 29 MB |
| Requires iOS | 16.4 | **14.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Eduard Kovtun](https://appshunter.io/developer/6787029420) | [Pinak Faldu](https://appshunter.io/developer/1850148588) |

## What reviewers say

### Settle

[App page](https://appshunter.io/ios/app/settle-expense-tracker/id6787029418)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SpendMo

[App page](https://appshunter.io/ios/app/spendmo-expense-tracker/id6789449934)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendMo Monthly Access | $4.99 | per month |
| Spendmo yearly Access | $19.99 | per year |
| Lifetime App Access | $29.99 | one-time |


## Frequently asked questions

### Is Settle free?

Settle is free to download, with no in-app purchases.

### Is SpendMo free?

SpendMo is free to download, with in-app purchases available.

### Do Settle or SpendMo have ads?

Neither Settle nor SpendMo shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*