# Settle vs Money Envelopes

The clearest difference is update cadence: Settle at every 5 days against Money Envelopes's fortnightly. Money Envelopes's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Settle sells 2 in-app purchases, starting at $2.99 per month and Money Envelopes sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Settle ships an update every 5 days, Money Envelopes fortnightly. The most recent releases landed on October 25, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Settle | Money Envelopes |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Fortnightly |
| Size | 52 MB | 54 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Eduard Kovtun](https://appshunter.io/developer/6787029420) | [Antonio Budiselic](https://appshunter.io/developer/966045144) |

## What reviewers say

### Settle

[App page](https://appshunter.io/ios/app/settle-expense-tracker/id6787029418)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Settle Pro Monthly | $2.99 | per month |
| Settle Pro Annual | $17.99 | per year |


### Money Envelopes

[App page](https://appshunter.io/ios/app/money-envelopes-savings/id6809475155)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $1.99 | per month |
| Premium Yearly | $12.99 | per year |
| Premium Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is Settle free?

Settle is free to download, with in-app purchases available.

### Is Money Envelopes free?

Money Envelopes is free to download, with in-app purchases available.

### Do Settle or Money Envelopes have ads?

Neither Settle nor Money Envelopes shows ads.

### Which is updated more often, Settle or Money Envelopes?

Settle ships an update every 5 days, and Money Envelopes fortnightly. Most recently, Settle was updated on October 25, 2026 and Money Envelopes on October 12, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*