# Newmonth vs Envelope Budgeting

The clearest difference is in-app purchases: Newmonth at none against Envelope Budgeting's 1. Envelope Budgeting's advantage is update cadence (every 5 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Envelope Budgeting sells 1 one-off in-app purchase. Newmonth asks for nothing beyond the download.

Newmonth ships an update every 3 weeks, Envelope Budgeting every 5 days. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Newmonth | Envelope Budgeting |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/newmonth-zero-based-budgeting/id6787389938/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | Free | — |
| Size | 10 MB | 5 MB |
| Requires iOS | 26.0 | 26.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Bogdan-Florin Vlad](https://appshunter.io/developer/6787389940) | [Armen Ter-Oganezov](https://appshunter.io/developer/1723150483) |

## What reviewers say

### Newmonth

[App page](https://appshunter.io/ios/app/newmonth-zero-based-budgeting/id6787389938)

This app helps you understand exactly how much money is available to spend after essential expenses and savings goals. It provides a clear overview of your budget, tracks spending, and allows for collaborative budgeting with a partner.

**Highlights:** Zero-based budgeting, Real-time available spending, Goal tracking, Transaction entry, Overspending alerts, Collaborative budgeting via iCloud, Spending trend analysis

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Envelope Budgeting

[App page](https://appshunter.io/ios/app/envelope-budgeting-fundkeep/id6801904284)

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Fundkeep Full | $39.99 | one-time |


## Frequently asked questions

### Is Newmonth free?

Newmonth is free to download, with no in-app purchases.

### Is Envelope Budgeting free?

Envelope Budgeting is free to download, with in-app purchases available.

### Do Newmonth or Envelope Budgeting have ads?

Neither Newmonth nor Envelope Budgeting shows ads.

### Which is updated more often, Newmonth or Envelope Budgeting?

Newmonth ships an update every 3 weeks, and Envelope Budgeting every 5 days. Most recently, Newmonth was updated on October 28, 2026 and Envelope Budgeting on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*