# SpendSteps vs Cashly

The clearest difference is in-app purchases: SpendSteps at none against Cashly's 1. SpendSteps also leads on ads (none vs shown) and update cadence (every 5 days vs monthly). Cashly's advantage is iOS requirement (15.0 vs 17.0). On price and device support there is nothing between them.

Both are free to download. Cashly sells 1 one-off in-app purchase. SpendSteps asks for nothing beyond the download.

SpendSteps ships an update every 5 days, Cashly monthly. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | SpendSteps | Cashly |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Monthly |
| Size | 28 MB | 24 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, Apple Watch | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Zestworks LLC](https://appshunter.io/developer/6783001029) | [Gokhan Oksak](https://appshunter.io/developer/6789882266) |

## What reviewers say

### SpendSteps

[App page](https://appshunter.io/ios/app/spendsteps-expense-tracker/id6787478474)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Cashly

[App page](https://appshunter.io/ios/app/cashly-expense-tracker/id6792245462)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cashly Pro Lifetime | $4.99 | one-time |


## Frequently asked questions

### Is SpendSteps free?

SpendSteps is free to download, with no in-app purchases.

### Is Cashly free?

Cashly is free to download, with in-app purchases available.

### Do SpendSteps or Cashly have ads?

Cashly shows ads; SpendSteps does not.

### Which is updated more often, SpendSteps or Cashly?

SpendSteps ships an update every 5 days, and Cashly monthly. Most recently, SpendSteps was updated on October 24, 2026 and Cashly on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*