# SwiftSpend vs Split

The clearest difference is monetization model: Split at free against SwiftSpend's freemium. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SwiftSpend ships an update weekly, Split every 5 days. The most recent releases landed on October 13, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | SwiftSpend | Split |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/split/id6806197353/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | **Every 5 days** |
| Monetization | Freemium | **Free** |
| Size | 20 MB | 23 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Ashrafulla Atadjanov](https://appshunter.io/developer/6788098260) | [Omar Kubatov](https://appshunter.io/developer/1896777838) |

## What reviewers say

### SwiftSpend

[App page](https://appshunter.io/ios/app/swiftspend-expense-tracker/id6788098258)

Effortlessly track your expenses in seconds using voice commands or quick manual entry. Manage multiple currencies, set budgets, and gain insights into your spending habits with AI-powered analysis. Secure and private, with optional premium features for advanced control.

**Highlights:** Voice-activated expense logging, Multi-currency account management, AI-driven spending analysis, Customizable budget limits, Data export to CSV, Recurring transaction tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Split

[App page](https://appshunter.io/ios/app/split/id6806197353)

Manage shared expenses for trips, rent, or group purchases. Track personal finances, loans, and debts, and see how much you can spend daily. Features flexible division, minimal transfers, and integrated chat for expense discussions.

**Highlights:** Calculate shared expenses and debts, Optimize transfers with shortest debt chains, Flexible division by amount, percentage, or share, Integrated chat for expense discussions, Track personal finances, loans, and subscriptions, Daily spending availability calculation, Expense analysis by category and time period

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SwiftSpend free?

SwiftSpend is free to download, with no in-app purchases.

### Is Split free?

Split is free to download, with no in-app purchases.

### Do SwiftSpend or Split have ads?

Neither SwiftSpend nor Split shows ads.

### Which is updated more often, SwiftSpend or Split?

SwiftSpend ships an update weekly, and Split every 5 days. Most recently, SwiftSpend was updated on October 13, 2026 and Split on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*