# BudgetIQ vs Expense Tracker

The clearest difference is in-app purchases: BudgetIQ at none against Expense Tracker's 3. Expense Tracker's advantage is iOS requirement (17.0 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $1.99 per month. BudgetIQ asks for nothing beyond the download.

BudgetIQ ships an update every 4 days, Expense Tracker every 2 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | BudgetIQ | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/budgetiq-budget-tracker/id6789143554/reviews)** | — |
| Number of ratings | **4** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 days | **Every 2 days** |
| Monetization | Free with in-app purchases | — |
| Size | 49 MB | 37 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | iPhone | **iPhone, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Karim Abdallah](https://appshunter.io/developer/1846410930) | [Egi Fermana Putra](https://appshunter.io/developer/6808163057) |

## What reviewers say

### BudgetIQ

[App page](https://appshunter.io/ios/app/budgetiq-budget-tracker/id6789143554)

This app simplifies financial management by helping you track income and expenses, understand spending habits, and achieve financial goals. It offers insightful analytics and visualizations to motivate better financial habits.

**Highlights:** Track income and expenses, Customizable spending categories, Weekly, monthly, and yearly financial insights, Spending trend analysis, Visual charts and analytics, Expense logging with widgets

**In-app purchases:** none


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-worthful/id6808163055)

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $1.99 | per month |
| Premium Yearly | $12.99 | per year |
| Worthful Lifetime | $24.99 | one-time |


## Frequently asked questions

### Is BudgetIQ free?

BudgetIQ is free to download, with no in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Do BudgetIQ or Expense Tracker have ads?

Neither BudgetIQ nor Expense Tracker shows ads.

### Which is updated more often, BudgetIQ or Expense Tracker?

BudgetIQ ships an update every 4 days, and Expense Tracker every 2 days. Most recently, BudgetIQ was updated on October 31, 2026 and Expense Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*