# Bruce's Retirement Planner vs SubRibbit

The clearest difference is in-app purchases: Bruce's Retirement Planner at none against SubRibbit's 1. SubRibbit's advantage is update cadence (daily vs every 3 days). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SubRibbit sells 1 one-off in-app purchase. Bruce's Retirement Planner asks for nothing beyond the download.

Bruce's Retirement Planner ships an update every 3 days, SubRibbit daily. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Bruce's Retirement Planner | SubRibbit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (34 ratings)](https://appshunter.io/ios/app/bruces-retirement-planner/id6789368363/reviews)** | — |
| Number of ratings | **34** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 days | **Daily** |
| Monetization | Free | — |
| Size | 11 MB | 37 MB |
| Requires iOS | 18.0 | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Hailcat LLC](https://appshunter.io/developer/6789368365) | [合肥未来元素科技有限公司](https://appshunter.io/developer/1789589153) |

## What reviewers say

### Bruce's Retirement Planner

[App page](https://appshunter.io/ios/app/bruces-retirement-planner/id6789368363)

Project your entire financial life to estimate retirement readiness and spending capacity. Built by an actuary, it models bank and insurer methodologies for markets and lifespans. Your data remains private on your device.

**Highlights:** Comprehensive financial planning (income, expenses, accounts, debt), Couples planning with survivor benefits, Healthcare cost projection (employer, ACA, Medicare), Social Security claiming and taxation simulation, Life event impact analysis, Thousands of market and lifespan futures simulation, Dynamic spending guardrails

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SubRibbit

[App page](https://appshunter.io/ios/app/subribbit/id6808100980)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubRibbit Lifetime Pro | $1.99 | one-time |


## Frequently asked questions

### Is Bruce's Retirement Planner free?

Bruce's Retirement Planner is free to download, with no in-app purchases.

### Is SubRibbit free?

SubRibbit is free to download, with in-app purchases available.

### Do Bruce's Retirement Planner or SubRibbit have ads?

Neither Bruce's Retirement Planner nor SubRibbit shows ads.

### Which is updated more often, Bruce's Retirement Planner or SubRibbit?

Bruce's Retirement Planner ships an update every 3 days, and SubRibbit daily. Most recently, Bruce's Retirement Planner was updated on November 10, 2026 and SubRibbit on November 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*