# MoneyTurtle vs Zero Budget

The clearest difference is in-app purchases: MoneyTurtle at none against Zero Budget's 2. Zero Budget's advantage is iOS requirement (16.4 vs 26.5). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Zero Budget sells 2 in-app purchases, starting at $10.00 per month. MoneyTurtle asks for nothing beyond the download.

MoneyTurtle ships an update every 4 days, Zero Budget every 3 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | MoneyTurtle | Zero Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/zero-budget-money-planner/id6800572313/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 days | **Every 3 days** |
| Monetization | — | Freemium |
| Size | 4 MB | 65 MB |
| Requires iOS | 26.5 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Gerasimos Alexiou](https://appshunter.io/developer/1292240364) | [HARMAN SHARDA](https://appshunter.io/developer/6800572315) |

## What reviewers say

### MoneyTurtle

[App page](https://appshunter.io/ios/app/moneyturtle/id6789509148)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Zero Budget

[App page](https://appshunter.io/ios/app/zero-budget-money-planner/id6800572313)

This app helps you manage your finances by assigning every dollar a job at the start of the month. It features sinking funds for future expenses, debt payoff tracking, and customizable reports to monitor your financial health.

**Highlights:** Zero-based budgeting, Sinking funds for future expenses, Debt payoff tracking, Bank account connection, Manual transaction entry, Shared budgeting with one other person, Financial reports and trends

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $10.00 | per month |
| Premium Yearly | $96.00 | per year |


## Frequently asked questions

### Is MoneyTurtle free?

MoneyTurtle is free to download, with no in-app purchases.

### Is Zero Budget free?

Zero Budget is free to download, with in-app purchases available.

### Do MoneyTurtle or Zero Budget have ads?

Neither MoneyTurtle nor Zero Budget shows ads.

### Which is updated more often, MoneyTurtle or Zero Budget?

MoneyTurtle ships an update every 4 days, and Zero Budget every 3 days. Most recently, MoneyTurtle was updated on October 31, 2026 and Zero Budget on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*