# Займы онлайн vs Bill Swiper

The clearest difference is rating: Bill Swiper at 5.0 against Займы онлайн's 4.0. Bill Swiper also leads on ads (none vs shown) and iOS requirement (15.0 vs 17.0). Займы онлайн's advantage is in-app purchases (none vs 2) and ratings volume (8 vs 1). On price, update cadence and device support there is nothing between them.

Both are free to download. Bill Swiper sells 2 in-app purchases, starting at $4.99 per 7 days. Займы онлайн asks for nothing beyond the download.

Bill Swiper holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Займы онлайн has 8 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Займы онлайн | Bill Swiper |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (8 ratings)](https://appshunter.io/ios/app/id6790469708/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/bill-swiper-split-expenses/id6791726520/reviews)** |
| Number of ratings | **8** | 1 |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | **Ad-supported** | Freemium |
| Size | 9 MB | 54 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [MERGA, OOO](https://appshunter.io/developer/6790469710) | [Anton Beliakov](https://appshunter.io/developer/6791726522) |

## What reviewers say

### Займы онлайн

[App page](https://appshunter.io/ios/app/id6790469708)

Quickly apply for a loan online by filling out a short form. Approved funds can be transferred directly to your bank card. Applications are processed 24/7, with decisions typically made within minutes.

**Highlights:** Fast loan application, Funds transferred to bank card, 24/7 application processing, Quick decision-making, Individual loan terms

**In-app purchases:** none


### Bill Swiper

[App page](https://appshunter.io/ios/app/bill-swiper-split-expenses/id6791726520)

Easily split restaurant bills by scanning receipts and assigning dishes to individuals. It handles taxes, tips, and shared items fairly, making group payments simple and quick. Supports international receipts with translation.

**Highlights:** Scan receipts with OCR, Assign dishes to individuals, Automatic tax and tip calculation, Fair split for shared items, Translate foreign receipts, Save payment summaries

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $4.99 | per 7 days |
| Pro | $39.99 | per year |


## Frequently asked questions

### Is Займы онлайн free?

Займы онлайн is free to download, with no in-app purchases.

### Is Bill Swiper free?

Bill Swiper is free to download, with in-app purchases available.

### Which has better reviews, Займы онлайн or Bill Swiper?

Bill Swiper is rated higher. Займы онлайн averages 4.0 out of 5 from 8 ratings, while Bill Swiper averages 5.0 from 1 ratings.

### Do Займы онлайн or Bill Swiper have ads?

Займы онлайн shows ads; Bill Swiper does not.

### Which is updated more often, Займы онлайн or Bill Swiper?

Займы онлайн ships an update every 2 weeks, and Bill Swiper every 2 weeks. Most recently, Займы онлайн was updated on October 24, 2026 and Bill Swiper on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*