# MyFCN vs Flow

The clearest difference is iOS requirement: MyFCN at 15.0 against Flow's 26.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. MyFCN sells 8 in-app purchases, starting at $17.99 per month and Flow sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

MyFCN ships an update weekly, Flow every 3 days. The most recent releases landed on November 13, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | MyFCN | Flow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/flow-budget-and-expense-tracker/id6805785568/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 3 days** |
| Monetization | — | Freemium |
| Size | 28 MB | 83 MB |
| Requires iOS | **15.0** | 26.6 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [KUANG-TING KO](https://appshunter.io/developer/6790859204) | [Yu Fan](https://appshunter.io/developer/1013763574) |

## What reviewers say

### MyFCN

[App page](https://appshunter.io/ios/app/myfcn-structured-notes/id6790859202)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus (Monthly) | $17.99 | per month |
| Viewer Unified (Monthly) | $17.99 | per month |
| Pro (Monthly) | $29.99 | per month |
| Team (Monthly) | $69.99 | per month |
| Plus (Yearly) | $179.99 | per year |
| Viewer Unified  (Yearly) | $179.99 | per year |
| Pro (Yearly) | $299.99 | per year |
| Team (Yearly) | $699.99 | per year |


### Flow

[App page](https://appshunter.io/ios/app/flow-budget-and-expense-tracker/id6805785568)

Track income, expenses, and transfers with a clear timeline. Monitor accounts, assets, budgets, and spending habits. Offers a free version with core features and an optional Pro upgrade for advanced financial management.

**Highlights:** Income and expense tracking, Account and asset monitoring, Budget management, Recurring payment and subscription tracking, Investment tracking, Data import/export

**Features:** Apple Watch app, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Flow Pro Monthly | $1.99 | per month |
| Flow Pro Annual | $9.99 | per year |
| Flow Pro Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is MyFCN free?

MyFCN is free to download, with in-app purchases available.

### Is Flow free?

Flow is free to download, with in-app purchases available.

### Do MyFCN or Flow have ads?

Neither MyFCN nor Flow shows ads.

### Which is updated more often, MyFCN or Flow?

MyFCN ships an update weekly, and Flow every 3 days. Most recently, MyFCN was updated on November 13, 2026 and Flow on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*