# Keel vs Riyu

The clearest difference is update cadence: Keel at every 2 days against Riyu's monthly. Keel also leads on device support (4 vs 1). Riyu's advantage is iOS requirement (18.0 vs 26.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Keel sells 3 in-app purchases, starting at $1.99 per month and Riyu sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Keel ships an update every 2 days, Riyu monthly. Both last shipped on October 25, 2026.

## The numbers

| Metric | Keel | Riyu |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/keel-budget-and-expense-tracker/id6791050289/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Monthly |
| Monetization | Freemium | — |
| Size | 124 MB | 32 MB |
| Requires iOS | 26.0 | **18.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [飞 吕](https://appshunter.io/developer/1851387805) | [晓清 赵](https://appshunter.io/developer/1734136347) |

## What reviewers say

### Keel

[App page](https://appshunter.io/ios/app/keel-budget-and-expense-tracker/id6791050289)

This app provides a comprehensive financial overview, going beyond simple spending tracking to offer insights into net worth, actual earnings, and cash flow. It utilizes double-entry bookkeeping to present clear financial statements and helps users model liabilities like loans and credit cards.

**Highlights:** Double-entry bookkeeping, Balance sheet, profit statement, cash flow statement, Liability modeling (loans, credit cards, BNPL), AI assistant for ledger queries and receipt scanning, Customizable categories, tags, and projects, Multi-currency support, On-device data processing and iCloud sync

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $1.99 | per month |
| Premium Yearly | $14.99 | per year |
| Premium Lifetime | $39.99 | one-time |


### Riyu

[App page](https://appshunter.io/ios/app/riyu/id6791784792)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Collaboration | $0.99 | per month |
| Riyu Lifetime Unlock | $3.99 | one-time |


## Frequently asked questions

### Is Keel free?

Keel is free to download, with in-app purchases available.

### Is Riyu free?

Riyu is free to download, with in-app purchases available.

### Do Keel or Riyu have ads?

Neither Keel nor Riyu shows ads.

### Which is updated more often, Keel or Riyu?

Keel ships an update every 2 days, and Riyu monthly. Most recently, Keel was updated on October 25, 2026 and Riyu on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*