# RefundIQ vs Settlely

The clearest difference is ads: RefundIQ at none against Settlely's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. RefundIQ sells 2 in-app purchases, starting at $4.99 per month and Settlely sells 3 in-app purchases, starting at $9.99 per 7 days. Whichever you choose, the download price is not the number that matters.

RefundIQ ships an update every 10 days, Settlely every 3 weeks. The most recent releases landed on November 5, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | RefundIQ | Settlely |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (11 ratings)](https://appshunter.io/ios/app/refundiq/id6791152216/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 43 MB | 79 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [RefundIQ](https://appshunter.io/developer/6791152218) | [RYNKAH LIMITED](https://appshunter.io/developer/6790264168) |

## What reviewers say

### RefundIQ

[App page](https://appshunter.io/ios/app/refundiq/id6791152216)

Automatically tracks refunds, store credits, and travel vouchers from online purchases. It connects to your credit cards to verify amounts and flags overdue refunds, even following up with merchants on your behalf. Never lose money to forgotten credits or delayed reimbursements again.

**Highlights:** Automatic refund confirmation scanning, Credit card matching for refund verification, Store credit balance tracking with expiration alerts, Travel and airline credit management, Subscription charge monitoring, Automatic merchant follow-ups for overdue refunds

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| RefundIQ Power Shopper | $4.99 | per month |
| RefundIQ Power Shopper | $47.99 | per year |


### Settlely

[App page](https://appshunter.io/ios/app/settlely-settlement-finder/id6800272490)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Settlely Week Trial | $9.99 | per 7 days |
| Settlely Weekly | $9.99 | per 7 days |
| Settlely Yearly | $49.99 | per year |


## Frequently asked questions

### Is RefundIQ free?

RefundIQ is free to download, with in-app purchases available.

### Is Settlely free?

Settlely is free to download, with in-app purchases available.

### Do RefundIQ or Settlely have ads?

Settlely shows ads; RefundIQ does not.

### Which is updated more often, RefundIQ or Settlely?

RefundIQ ships an update every 10 days, and Settlely every 3 weeks. Most recently, RefundIQ was updated on November 5, 2026 and Settlely on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*