# Jot vs Spend Monthly

The clearest difference is ads: Jot at none against Spend Monthly's shown. Spend Monthly's advantage is iOS requirement (15.0 vs 26.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Jot sells 3 in-app purchases, starting at $2.99 per month and Spend Monthly sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 31, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | Jot | Spend Monthly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/jot-budget-and-expense-tracker/id6791188924/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 6 MB | 59 MB |
| Requires iOS | 26.0 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sadman Kabir Soumik](https://appshunter.io/developer/1896547533) | [Wan Kamaruzaman Bin Muhammad](https://appshunter.io/developer/6807465742) |

## What reviewers say

### Jot

[App page](https://appshunter.io/ios/app/jot-budget-and-expense-tracker/id6791188924)

Track your spending and manage your budget privately without connecting to your bank. Easily record expenses, set budgets, and organize your finances with customizable categories and recurring transactions. Syncs across Apple devices and offers offline functionality.

**Highlights:** Private expense tracking, Set monthly budgets, Record income and expenses, Customizable categories, Recurring transactions, Offline recording, iCloud sync

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Jot Pro Monthly | $2.99 | per month |
| Jot Pro Yearly | $19.99 | per year |
| Jot Pro Lifetime | $49.99 | one-time |


### Spend Monthly

[App page](https://appshunter.io/ios/app/spend-monthly-expense-tracker/id6807465739)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus Monthly | $1.99 | per month |
| Plus Yearly | $14.99 | per year |


## Frequently asked questions

### Is Jot free?

Jot is free to download, with in-app purchases available.

### Is Spend Monthly free?

Spend Monthly is free to download, with in-app purchases available.

### Do Jot or Spend Monthly have ads?

Spend Monthly shows ads; Jot does not.

### Which is updated more often, Jot or Spend Monthly?

Jot ships an update every 3 weeks, and Spend Monthly every 3 weeks. Most recently, Jot was updated on October 31, 2026 and Spend Monthly on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*