Lefover vs Duefolio

Most money apps show you your bank balance and a budget to keep up with. Lefover shows you one figure: what’s safe to spend. You tell it how often you receive money and when the next day is. It then takes what is in your accounts, holds back the bills due before that day, what your budgets still have to cover and what you set aside for your goals, and shows what is left. It is arithmetic, not a prediction. If you are short, it says by how much. It runs on the days you receive money, not the calendar month. Weekly, every two weeks, twice a month or monthly, your bills, budgets and reports all follow your dates. It finds your bills from your transactions and holds their money until they are paid. Cards you pay in full are held too. Nothing is guessed. Lefover never predicts your spending or works out when money will arrive. A feature that needs a guess to work is not a Lefover feature. With splits, you share a bill with people who bank somewhere else. They see the bill and their share, never your balance, and they do not need an account to accept it. Ask Nemo is an AI you can trust with money because it never does the math. It reads what Lefover already worked out and says it in a line, so it can never tell you an amount that is not true. Each time the next day you receive money comes around, you get a report on how you did, with a grade and a streak, and the option to send it to someone who keeps you honest. Lefover links to banks in the United States, Canada and the United Kingdom, in English, Spanish and French. The first fourteen days are free, and the whole app is in them. Terms of use: https://lefover.com/legal/terms Privacy policy: https://lefover.com/legal/privacy

Manage every subscription on one clear timeline: what renews, what it costs, and what's ending. No bank login and no account. Your ledger stays on your iPhone. Get a reminder before each renewal, see monthly and yearly costs, and, with Pro, find recurring charges in a bank statement. TRACK WHAT RENEWS • Add from a built-in catalog of popular services • See upcoming charges and renewal dates • Record price changes and review spending history • Use reminders so renewals do not catch you off guard UNDERSTAND THE LEDGER • Review monthly and annual recurring costs • Track income alongside recurring expenses • Import and export your Duefolio ledger with JSON or CSV • Review compatible bank-statement CSV files for recurring-charge candidates PRIVATE BY DESIGN Your subscription and income records stay on your device. Folio, the optional on-device ledger analyst on compatible devices, processes questions locally after a one-time language-model download. Folio provides ledger analysis, not financial, tax, or investment advice. DUEFOLIO PRO — ONE PURCHASE Unlock custom subscriptions, bank-statement review, income and profit & loss, category composition, the Home Screen widget, and alternate app icons with one non-consumable lifetime purchase. No subscription and no renewal. Highlighted in MacStories Weekly. Duefolio is an independent app and is not affiliated with or endorsed by any services displayed in the app. All third-party trademarks belong to their respective owners. Privacy Policy: https://www.cynq.ventures/duefolio/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ PURCHASE DISCLOSURE Duefolio Pro is a one-time, non-consumable lifetime purchase. It is not a subscription and does not renew. Payment is charged to your Apple Account at confirmation. You can restore the purchase on devices signed in to the same Apple Account. U.S. price: $14.99. Prices may vary by country or region.