# Balance Note vs Submemo

The clearest difference is in-app purchases: Submemo at none against Balance Note's 1. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Balance Note sells 1 one-off in-app purchase. Submemo asks for nothing beyond the download.

Balance Note ships an update every 9 days, Submemo every 10 days. The most recent releases landed on October 4, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Balance Note | Submemo |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | **Every 9 days** | Every 10 days |
| Size | 6 MB | 7 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [丽佳 施](https://appshunter.io/developer/1894580777) | [Jun Tsuda](https://appshunter.io/developer/1624900893) |

## What reviewers say

### Balance Note

[App page](https://appshunter.io/ios/app/balance-note-net-worth-log/id6791610835)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $0.99 | one-time |


### Submemo

[App page](https://appshunter.io/ios/app/submemo-subscription-tracker/id6799941548)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Balance Note free?

Balance Note is free to download, with in-app purchases available.

### Is Submemo free?

Submemo is free to download, with no in-app purchases.

### Do Balance Note or Submemo have ads?

Both Balance Note and Submemo show ads.

### Which is updated more often, Balance Note or Submemo?

Balance Note ships an update every 9 days, and Submemo every 10 days. Most recently, Balance Note was updated on October 4, 2026 and Submemo on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*