# Penny Pilot vs Budget Planner

The clearest difference is iOS requirement: Budget Planner at 17.0 against Penny Pilot's 26.0. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Penny Pilot sells 6 in-app purchases, starting at $2.99 per month and Budget Planner sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Penny Pilot against 5.0 for Budget Planner. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

## The numbers

| Metric | Penny Pilot | Budget Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/penny-pilot-expense-tracker/id6792482120/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/budget-planner-ctrl-xpenses/id6798405768/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | — | Every 5 days |
| Monetization | Freemium | Freemium |
| Size | 29 MB | 81 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Babak Ramazanilar](https://appshunter.io/developer/6792482122) | [JUAN CONRADO A DE LAROSA](https://appshunter.io/developer/6798405771) |

## What reviewers say

### Penny Pilot

[App page](https://appshunter.io/ios/app/penny-pilot-expense-tracker/id6792482120)

This app offers private, offline expense tracking without requiring accounts or bank linking. It provides detailed spending breakdowns, budget setting, and optional advanced features like multi-currency support and AI-powered insights.

**Highlights:** Private, offline expense tracking, No account or bank linking required, Detailed spending breakdowns, Budget setting and tracking, Multi-currency support, On-device AI insights, Card expiration reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $2.99 | per month |
| Pro Yearly | $24.99 | per year |
| Small Tip | $1.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Large Tip | $9.99 | one-time |
| Pro Lifetime | $69.99 | one-time |


### Budget Planner

[App page](https://appshunter.io/ios/app/budget-planner-ctrl-xpenses/id6798405768)

Manage your finances without linking bank accounts. Track credit cards, build debt payoff plans, set budgets, and monitor goals. All your financial data is stored locally for privacy.

**Highlights:** Track credit cards and purchases, Build debt payoff plans (snowball/avalanche), Set category budgets and track spending, Monitor financial goals and net worth, Private, local data storage, Biometric access protection

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ctrl Xpenses Pro Monthly | $2.99 | per month |
| Ctrl Xpenses Pro Annual | $16.99 | per year |
| Ctrl Xpenses Pro Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is Penny Pilot free?

Penny Pilot is free to download, with in-app purchases available.

### Is Budget Planner free?

Budget Planner is free to download, with in-app purchases available.

### Which has better reviews, Penny Pilot or Budget Planner?

Penny Pilot and Budget Planner are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do Penny Pilot or Budget Planner have ads?

Neither Penny Pilot nor Budget Planner shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*