# TwoRetire vs Billfold

The clearest difference is in-app purchases: TwoRetire at none against Billfold's 3. Billfold's advantage is update cadence (every 3 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Billfold sells 3 in-app purchases, starting at $7.99 per year. TwoRetire asks for nothing beyond the download.

TwoRetire ships an update every 2 weeks, Billfold every 3 days. The most recent releases landed on November 10, 2026 and November 13, 2026 respectively.

## The numbers

| Metric | TwoRetire | Billfold |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/billfold-net-worth-tracker/id6820088233/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Monetization | — | Freemium |
| Size | 4 MB | 8 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [YAOTSAN TSAI](https://appshunter.io/developer/1895623409) | [朝胜 邓](https://appshunter.io/developer/1706435622) |

## What reviewers say

### TwoRetire

[App page](https://appshunter.io/ios/app/tworetire/id6792512974)

**In-app purchases:** none


### Billfold

[App page](https://appshunter.io/ios/app/billfold-net-worth-tracker/id6820088233)

Track your net worth by logging asset and debt balances. Visualize your financial picture with asset allocation and debt share. Offers multi-currency support and auto-updating quotes for investments.

**Highlights:** Net worth tracking, Asset and debt categorization, Balance updates, not transactions, Multi-currency support, Auto-updating investment quotes, Home screen widget, Face ID lock

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Billfold Pro Yearly | $7.99 | per year |
| Billfold Pro · New User 50% Off | $9.99 | one-time |
| Billfold Pro Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is TwoRetire free?

TwoRetire is free to download, with no in-app purchases.

### Is Billfold free?

Billfold is free to download, with in-app purchases available.

### Do TwoRetire or Billfold have ads?

Neither TwoRetire nor Billfold shows ads.

### Which is updated more often, TwoRetire or Billfold?

TwoRetire ships an update every 2 weeks, and Billfold every 3 days. Most recently, TwoRetire was updated on November 10, 2026 and Billfold on November 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*