# ZRPay vs VYOWallet

The clearest difference is update cadence: VYOWallet at every 3 days against ZRPay's every 3 weeks. VYOWallet also leads on iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZRPay ships an update every 3 weeks, VYOWallet every 3 days. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | ZRPay | VYOWallet |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Size | 47 MB | 23 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [ZIRCON CREDIT SERVICE LIMITED](https://appshunter.io/developer/6792673974) | [Valygo Limited](https://appshunter.io/developer/6775615639) |

## What reviewers say

### ZRPay

[App page](https://appshunter.io/ios/app/zrpay/id6792673972)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### VYOWallet

[App page](https://appshunter.io/ios/app/vyowallet/id6793060110)

**In-app purchases:** none


## Frequently asked questions

### Is ZRPay free?

ZRPay is free to download, with no in-app purchases.

### Is VYOWallet free?

VYOWallet is free to download, with no in-app purchases.

### Do ZRPay or VYOWallet have ads?

Neither ZRPay nor VYOWallet shows ads.

### Which is updated more often, ZRPay or VYOWallet?

ZRPay ships an update every 3 weeks, and VYOWallet every 3 days. Most recently, ZRPay was updated on October 25, 2026 and VYOWallet on October 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*