# ZRPay vs 4M Exchange

The clearest difference is update cadence: 4M Exchange at weekly against ZRPay's every 3 weeks. 4M Exchange also leads on iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZRPay ships an update every 3 weeks, 4M Exchange weekly. The most recent releases landed on October 22, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | ZRPay | 4M Exchange |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Size | 47 MB | 205 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [ZIRCON CREDIT SERVICE LIMITED](https://appshunter.io/developer/6792673974) | [4m exchange Inc](https://appshunter.io/developer/6799388489) |

## What reviewers say

### ZRPay

[App page](https://appshunter.io/ios/app/zrpay/id6792673972)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 4M Exchange

[App page](https://appshunter.io/ios/app/4m-exchange/id6799388487)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ZRPay free?

ZRPay is free to download, with no in-app purchases.

### Is 4M Exchange free?

4M Exchange is free to download, with no in-app purchases.

### Do ZRPay or 4M Exchange have ads?

Neither ZRPay nor 4M Exchange shows ads.

### Which is updated more often, ZRPay or 4M Exchange?

ZRPay ships an update every 3 weeks, and 4M Exchange weekly. Most recently, ZRPay was updated on October 22, 2026 and 4M Exchange on October 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*