Comparison

ZRPay vs Dashing Crypto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZRPay

Features
Read full description

ZR Pay turns your digital assets into real-world spending power. Pledge USDT and other supported assets to unlock a spending limit on your card, then pay anywhere Visa is accepted — online and offline, at home and abroad. WHY ZR PAY • Global reach — spend across many countries and regions worldwide, everywhere Visa is accepted. • Asset-backed limit — pledge your digital assets to unlock a spending limit; no need to sell your holdings first. •Fast issuance — apply for a spending card in minutes after identity verification (KYC). • Online & offline — bind mainstream wallets for in-store scan or tap, and pay for online shopping and subscriptions. • Transparent fees — low spending fees, no hidden annual charges. BUILT-IN SECURITY • Payment password for sensitive actions • 3DS cardholder verification for online payments • Freeze / unfreeze your card anytime • Real-time transaction alerts EVERYDAY SCENARIOS Cross-border shopping · online subscriptions · in-store payments · travel · games & digital services ABOUT & COMPLIANCE ZR Pay is operated by ZR Credit Services Limited, a Hong Kong company. Identity verification (KYC) and anti-money-laundering (AML) checks apply to all users. Support: https://www.zrpay.hk · Contact: ops@zrpay.hk

About

Dashing Crypto

This self-custodial wallet allows users to send and receive USDT without needing to purchase separate network fees. It offers enhanced security with local key storage and convenient features like named addresses and multi-currency display.

Highlights
  • Gasless USDT sends
  • Self-custodial wallet
  • Named addresses for sends
  • Multi-currency display (47 options)
  • Biometric authentication (Face ID/Touch ID)
  • Multiple addresses from one recovery phrase
Features
Read full description

Dashing Crypto is a gasless USDT wallet: you send USDT, and the fee comes out of the USDT you send. There is no TRX to buy first. It is self-custodial, for people who use USDT as money: to get paid, to pay suppliers, to send money home. The app speaks English, Russian, Spanish, Turkish, Portuguese, Vietnamese and Indonesian. Pick yours in Settings, or keep your phone's language. See your total in your own currency: there are 47 to pick from, and your country's comes first. A send usually costs 2 USDT, or 3 to an address that has never held USDT, and the exact fee is on the screen before you approve. Receiving is free. Pay fees in advance and each send costs less. Add USDT to transaction fee credit, and a send takes its fee from there: 1.50 USDT, or 2.00 to an address that has never held USDT. Credit on one of your addresses pays for sends from any of them. Send to a name. Save an address once, and every send shows its name. If something swaps the address in your clipboard, you see the wrong name before any money leaves. Your key stays on your phone. It is made there, and nobody else has a copy, including us. If our servers were gone tomorrow, your recovery phrase would still open your money in any other app. What you get: • USDT sends with the fee paid in USDT • Transaction fee credit: sends from 1.50 USDT • Saved names on every send • Many addresses from one recovery phrase: one for pay, one for savings • One total, with Kraken, Binance.US, OKX, Binance, Bybit, KuCoin and MEXC added read-only • Seven languages, and your total in any of 47 currencies • Face ID or Touch ID before every send • Nothing to sign up for: no email, no phone number, no password What you do not get: a list of coins, swaps, NFTs, a coin of the week, ads. USDT on TRON is the whole app. The fee on a send is how the app is paid for. There is nothing else. A send cannot be undone, and Tether can freeze any USDT address. We explain both in plain words at crypto.dashing.ws/how-it-works

Screenshots

ZRPay4 screens
Dashing Crypto4 screens

Verdict

The call

The clearest difference is update cadence: Dashing Crypto at every 4 days against ZRPay's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ZRPay ships an update every 3 weeks, Dashing Crypto every 4 days. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.

Scorecard1 real difference · 9 level
ZRPay versus Dashing Crypto: the parameters behind the verdict, then further details
ParameterZRPayDashing Crypto
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad — betteriPhone
Requires iOS17.0 — better18.0
Further details — not scored
Size47 MB19 MB
Age rating4+4+
DeveloperZIRCON CREDIT SERVICE LIMITEDGymRush, LLC

In-app purchases

None

ZRPay

No in-app purchases

None

Dashing Crypto

No in-app purchases

Questions

Is ZRPay free?
ZRPay is free to download, with no in-app purchases.
Is Dashing Crypto free?
Dashing Crypto is free to download, with no in-app purchases.
Do ZRPay or Dashing Crypto have ads?
Neither ZRPay nor Dashing Crypto shows ads.
Which is updated more often, ZRPay or Dashing Crypto?
ZRPay ships an update every 3 weeks, and Dashing Crypto every 4 days. Most recently, ZRPay was updated on October 25, 2026 and Dashing Crypto on October 29, 2026.

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