# Owed.today vs PennyPilot

The clearest difference is in-app purchases: PennyPilot at none against Owed.today's 3. Owed.today's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Owed.today sells 3 in-app purchases, starting at $4.99 per month. PennyPilot asks for nothing beyond the download.

Owed.today ships an update every 5 days, PennyPilot every 2 weeks. The most recent releases landed on October 31, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Owed.today | PennyPilot |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 2 weeks |
| Size | 3 MB | 17 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Jimmy Leimonitis](https://appshunter.io/developer/6792718823) | [Efe Havza](https://appshunter.io/developer/6797039123) |

## What reviewers say

### Owed.today

[App page](https://appshunter.io/ios/app/owedtoday/id6792718821)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Owed in Full, Monthly | $4.99 | per month |
| Owed in Full, Yearly | $24.99 | per year |
| Owed in Full, Lifetime | $59.99 | one-time |


### PennyPilot

[App page](https://appshunter.io/ios/app/pennypilot-budget-tracker/id6797039121)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is Owed.today free?

Owed.today is free to download, with in-app purchases available.

### Is PennyPilot free?

PennyPilot is free to download, with no in-app purchases.

### Do Owed.today or PennyPilot have ads?

Neither Owed.today nor PennyPilot shows ads.

### Which is updated more often, Owed.today or PennyPilot?

Owed.today ships an update every 5 days, and PennyPilot every 2 weeks. Most recently, Owed.today was updated on October 31, 2026 and PennyPilot on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*