# Owed.today vs Neutral

The clearest difference is in-app purchases: Neutral at none against Owed.today's 3. Owed.today's advantage is update cadence (every 3 days vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Owed.today sells 3 in-app purchases, starting at $4.99 per month. Neutral asks for nothing beyond the download.

Owed.today ships an update every 3 days, Neutral every 5 weeks. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Owed.today | Neutral |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 5 weeks |
| Size | 3 MB | 5 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Jimmy Leimonitis](https://appshunter.io/developer/6792718823) | [Noah Sealy](https://appshunter.io/developer/1788113400) |

## What reviewers say

### Owed.today

[App page](https://appshunter.io/ios/app/owedtoday/id6792718821)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Owed in Full, Monthly | $4.99 | per month |
| Owed in Full, Yearly | $24.99 | per year |
| Owed in Full, Lifetime | $59.99 | one-time |


### Neutral

[App page](https://appshunter.io/ios/app/neutral/id6800166939)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Owed.today free?

Owed.today is free to download, with in-app purchases available.

### Is Neutral free?

Neutral is free to download, with no in-app purchases.

### Do Owed.today or Neutral have ads?

Neither Owed.today nor Neutral shows ads.

### Which is updated more often, Owed.today or Neutral?

Owed.today ships an update every 3 days, and Neutral every 5 weeks. Most recently, Owed.today was updated on October 15, 2026 and Neutral on October 12, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*