# Skarbo vs PayPace

The clearest difference is ads: PayPace at none against Skarbo's shown. PayPace also leads on update cadence (daily vs every 3 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Skarbo sells 3 in-app purchases, starting at $9.99 per month and PayPace sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Skarbo ships an update every 3 days, PayPace daily. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Skarbo | PayPace |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (8 ratings)](https://appshunter.io/ios/app/skarbo-budget-expense-tracker/id6795880230/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 days | **Daily** |
| Monetization | Free with in-app purchases | — |
| Size | 44 MB | 40 MB |
| Requires iOS | 17.6 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Ihor Roma](https://appshunter.io/developer/6795880233) | [Iuliana Iagodka](https://appshunter.io/developer/6773324497) |

## What reviewers say

### Skarbo

[App page](https://appshunter.io/ios/app/skarbo-budget-expense-tracker/id6795880230)

Effortlessly track your expenses with AI-powered receipt scanning and bank statement imports. Understand your spending habits, manage budgets, and get smart reminders, all while prioritizing your privacy with no account required.

**Highlights:** AI receipt scanning, Bank statement import, Automatic categorization, Monthly budgeting, Smart reminders, Multi-currency support, Privacy-focused design

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $9.99 | per month |
| Premium Annual · Early Bird | $29.99 | per year |
| Premium Annual | $49.99 | per year |


### PayPace

[App page](https://appshunter.io/ios/app/paypace/id6811429853)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayPace Plus Monthly | $2.99 | per month |
| PayPace Plus Yearly | $19.99 | per year |


## Frequently asked questions

### Is Skarbo free?

Skarbo is free to download, with in-app purchases available.

### Is PayPace free?

PayPace is free to download, with in-app purchases available.

### Do Skarbo or PayPace have ads?

Skarbo shows ads; PayPace does not.

### Which is updated more often, Skarbo or PayPace?

Skarbo ships an update every 3 days, and PayPace daily. Most recently, Skarbo was updated on November 6, 2026 and PayPace on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*