# PiggySpy vs Zero Budget

The clearest difference is update cadence: Zero Budget at every 3 days against PiggySpy's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. PiggySpy sells 5 in-app purchases, starting at $2.99 per month and Zero Budget sells 2 in-app purchases, starting at $10.00 per month. Whichever you choose, the download price is not the number that matters.

PiggySpy ships an update fortnightly, Zero Budget every 3 days. The most recent releases landed on October 15, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | PiggySpy | Zero Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/zero-budget-money-planner/id6800572313/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 3 days** |
| Monetization | — | Freemium |
| Size | 7 MB | 65 MB |
| Requires iOS | 17.6 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Krzysztof Drapinski](https://appshunter.io/developer/6796291781) | [HARMAN SHARDA](https://appshunter.io/developer/6800572315) |

## What reviewers say

### PiggySpy

[App page](https://appshunter.io/ios/app/piggyspy/id6796291779)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Field Agent | $2.99 | per month |
| Chief Inspector | $19.99 | per year |
| Piggy Fuel | $1.99 | one-time |
| Piggy's Doughnut | $5.99 | one-time |
| Golden Badge | $24.99 | one-time |


### Zero Budget

[App page](https://appshunter.io/ios/app/zero-budget-money-planner/id6800572313)

This app helps you manage your finances by assigning every dollar a job at the start of the month. It features sinking funds for future expenses, debt payoff tracking, and customizable reports to monitor your financial health.

**Highlights:** Zero-based budgeting, Sinking funds for future expenses, Debt payoff tracking, Bank account connection, Manual transaction entry, Shared budgeting with one other person, Financial reports and trends

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $10.00 | per month |
| Premium Yearly | $96.00 | per year |


## Frequently asked questions

### Is PiggySpy free?

PiggySpy is free to download, with in-app purchases available.

### Is Zero Budget free?

Zero Budget is free to download, with in-app purchases available.

### Do PiggySpy or Zero Budget have ads?

Neither PiggySpy nor Zero Budget shows ads.

### Which is updated more often, PiggySpy or Zero Budget?

PiggySpy ships an update fortnightly, and Zero Budget every 3 days. Most recently, PiggySpy was updated on October 15, 2026 and Zero Budget on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*