PayDock vs Walti

Keep bills, budgets, personal loans, and account logins organized in one place with PayDock. See what’s due, track what you’ve paid, and get a clear view of your monthly spending. Stay on top of bills Track upcoming and recurring payments, mark bills as paid, and archive bills without losing their history. See your finances at a glance Review your monthly totals, budget progress, and spending by category from the dashboard. Keep personal loans organized Track money you owe and money owed to you, including Family Paybacks. Keep logins with the bills they belong to Organize account sign-in details alongside your household expenses. PayDock Pro includes continued editing and household sharing. If Pro access ends, your existing data remains viewable and exportable in read-only mode and is never deleted. Trial and subscription: Eligible new subscribers can start a 14-day Pro trial. A valid payment method on your Apple Account is required. After the trial, the subscription renews at $4.99 per month unless canceled at least 24 hours before it ends. Manage or cancel in iPhone Settings → your name → Subscriptions, or from the Account tab in PayDock. Tap Restore Purchases in Account if a previous purchase isn’t recognized. Terms of Use (EULA): https://paydock.app/terms Privacy Policy: https://paydock.app/privacy

Walti is a private, offline expense tracker for iPhone. Record daily spending in seconds, understand where your money goes, and stay within budget — without an account, ads, or tracking. READ RECEIPTS WITH AI Take a photo of a receipt and Walti fills in the store, total, date and category. The receipt is read on your iPhone and never leaves it. Available on iPhones with Apple Intelligence: try 3 scans, then scan as much as you like with Premium. FAST EXPENSE TRACKING - Add the amount, title, category, date, payment method, and an optional note - Press and hold the + button on Overview to instantly re-log frequently added expenses - Edit or delete entries anytime - Search your history and filter by category or day BUDGETS AND INSIGHTS - See your monthly total, category breakdown, recent expenses, and today’s and yesterday’s spending - Set a monthly budget and add monthly income to see what is left - Compare this month with last month - Explore 3, 6, or 12 months of spending trends - Review your spending on a calendar RECURRING EXPENSES Set up weekly, monthly, or yearly expenses for rent, bills, and subscriptions. Walti shows what is due and waits for your confirmation before adding anything to your history, so your records stay accurate. Choose a custom icon for each recurring expense. HOME SCREEN WIDGETS Add expenses quickly or check your monthly total, budget progress, categories, and recent activity at a glance. PRIVATE BY DESIGN Your expenses, notes, budgets, and settings stay on your iPhone. Walti has no account system, no ads, no cloud sync, and no behavioral analytics. It works fully offline. Export a JSON backup whenever you want and import it without overwriting existing records. MADE FOR YOU - 12 built-in categories with distinct colors and icons - Choose your currency and switch between 40 app languages - Light, dark, and OLED-black appearance - A daily reminder only on days when you have not logged an expense WALTI PREMIUM Walti is useful from day one for free. An optional one-time purchase unlocks: - Unlimited recurring expenses - Per-category budgets - Unlimited custom categories with your own names, colors, and icons - Full analytics: monthly projection, spending pace, category trends, fixed vs. flexible spending, and weekly patterns - Every accent theme No subscription. Buy once and keep Premium. See where your money goes — privately, simply, and on your terms.