# Zero Debt vs DelDebt

The clearest difference is device support: DelDebt at 3 against Zero Debt's 1. DelDebt also leads on iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Zero Debt sells 4 in-app purchases, starting at $3.49 per month and DelDebt sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Zero Debt ships an update every 3 days, DelDebt every 4 days. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Zero Debt | DelDebt |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 4 days |
| Size | 17 MB | 9 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Sardor Akbarov](https://appshunter.io/developer/6780028842) | [Andrei Kramarenko](https://appshunter.io/developer/6781310846) |

## What reviewers say

### Zero Debt

[App page](https://appshunter.io/ios/app/zero-debt-payoff-planner/id6797665696)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Pro Monthly | $3.49 | per month |
| Zero Pro Monthly | $4.99 | per month |
| Zero Pro | $39.99 | per year |
| Zero Pro Lifetime | $99.99 | one-time |


### DelDebt

[App page](https://appshunter.io/ios/app/deldebt-debt-payoff-planner/id6808195611)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus (1 month) | $0.99 | per month |
| Plus (1 year) | $6.99 | per year |


## Frequently asked questions

### Is Zero Debt free?

Zero Debt is free to download, with in-app purchases available.

### Is DelDebt free?

DelDebt is free to download, with in-app purchases available.

### Do Zero Debt or DelDebt have ads?

Neither Zero Debt nor DelDebt shows ads.

### Which is updated more often, Zero Debt or DelDebt?

Zero Debt ships an update every 3 days, and DelDebt every 4 days. Most recently, Zero Debt was updated on October 29, 2026 and DelDebt on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*