# Zero Debt vs 上岸记账

Zero Debt and 上岸记账 are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Zero Debt sells 4 in-app purchases, starting at $3.49 per month and 上岸记账 sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | Zero Debt | 上岸记账 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 days | — |
| Size | 16 MB | 5 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Sardor Akbarov](https://appshunter.io/developer/6780028842) | [ZoomVideo LLC](https://appshunter.io/developer/1481749269) |

## What reviewers say

### Zero Debt

[App page](https://appshunter.io/ios/app/zero-debt-payoff-planner/id6797665696)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Pro Monthly | $3.49 | per month |
| Zero Pro Monthly | $4.99 | per month |
| Zero Pro | $39.99 | per year |
| Zero Pro Lifetime | $79.99 | one-time |


### 上岸记账

[App page](https://appshunter.io/ios/app/id6809143034)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 上岸账单 Pro 月度 | $1.99 | per month |
| 上岸账单 Pro 年度 | $19.99 | per year |
| 上岸账单 Pro 终身 | $29.99 | one-time |


## Frequently asked questions

### Is Zero Debt free?

Zero Debt is free to download, with in-app purchases available.

### Is 上岸记账 free?

上岸记账 is free to download, with in-app purchases available.

### Do Zero Debt or 上岸记账 have ads?

Neither Zero Debt nor 上岸记账 shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*