# SpendNote vs Finances

The clearest difference is in-app purchases: Finances at none against SpendNote's 2. Finances also leads on device support (3 vs 1). On price, update cadence, ads and iOS requirement there is nothing between them.

Both are free to download. SpendNote sells 2 in-app purchases, starting at $2.99 per month. Finances asks for nothing beyond the download.

SpendNote ships an update every 3 days, Finances every 2 days. The most recent releases landed on October 14, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | SpendNote | Finances |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (11 ratings)](https://appshunter.io/ios/app/finances-budget-and-spending/id6808028545/reviews)** |
| Number of ratings | — | **11** |
| Positive reviews | — | 90.5% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 days | **Every 2 days** |
| Monetization | — | Free |
| Size | 4 MB | 34 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [焕为 叶](https://appshunter.io/developer/6797354297) | [Antonova Vladilena](https://appshunter.io/developer/6808028547) |

## What reviewers say

### SpendNote

[App page](https://appshunter.io/ios/app/spendnote-expense-tracker/id6797922071)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendNote Pro Monthly | $2.99 | per month |
| SpendNote Pro Yearly | $19.99 | per year |


### Finances

[App page](https://appshunter.io/ios/app/finances-budget-and-spending/id6808028545)

This app helps you manage your daily spending and plan for the future. It calculates your safe-to-spend amount, allows quick expense logging via text or voice, and provides financial forecasts. All your data stays private on your device.

**Highlights:** Safe-to-spend amount calculation, Quick expense logging (text, voice, receipt), Financial forecasting, Monthly budgeting and goal setting, Private by design, no account needed, Multi-currency support

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SpendNote free?

SpendNote is free to download, with in-app purchases available.

### Is Finances free?

Finances is free to download, with no in-app purchases.

### Do SpendNote or Finances have ads?

Neither SpendNote nor Finances shows ads.

### Which is updated more often, SpendNote or Finances?

SpendNote ships an update every 3 days, and Finances every 2 days. Most recently, SpendNote was updated on October 14, 2026 and Finances on October 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*