# SpendNote vs Kob Budget

SpendNote and Kob Budget are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. SpendNote sells 2 in-app purchases, starting at $2.99 per month and Kob Budget sells 2 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

SpendNote ships an update every 3 days, Kob Budget every 5 days. The most recent releases landed on November 10, 2026 and November 13, 2026 respectively.

## The numbers

| Metric | SpendNote | Kob Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/kob-budget/id6822946841/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 5 days |
| Monetization | — | Free with in-app purchases |
| Size | 4 MB | 3 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [焕为 叶](https://appshunter.io/developer/6797354297) | [Bohio Enterprises, LLC](https://appshunter.io/developer/6822946843) |

## What reviewers say

### SpendNote

[App page](https://appshunter.io/ios/app/spendnote-expense-tracker/id6797922071)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendNote Pro Monthly | $2.99 | per month |
| SpendNote Pro Yearly | $19.99 | per year |


### Kob Budget

[App page](https://appshunter.io/ios/app/kob-budget/id6822946841)

Manage your finances with a zero-based budgeting approach. Assign every dollar of income to spending, bills, debt, or savings. Track bills, debts, and savings goals, and know exactly how much is safe to spend each day.

**Highlights:** Zero-based budgeting, Bill and debt tracking, Savings goal setting, Paycheck scheduling, Automatic purchase logging, Monthly budget planning

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kob Monthly | $7.99 | per month |
| Kob Yearly | $69.99 | per year |


## Frequently asked questions

### Is SpendNote free?

SpendNote is free to download, with in-app purchases available.

### Is Kob Budget free?

Kob Budget is free to download, with in-app purchases available.

### Do SpendNote or Kob Budget have ads?

Neither SpendNote nor Kob Budget shows ads.

### Which is updated more often, SpendNote or Kob Budget?

SpendNote ships an update every 3 days, and Kob Budget every 5 days. Most recently, SpendNote was updated on November 10, 2026 and Kob Budget on November 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*