# Budget Planner vs Divvi

The clearest difference is ads: Budget Planner at none against Divvi's shown. Budget Planner also leads on update cadence (every 5 days vs fortnightly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Budget Planner sells 3 in-app purchases, starting at $2.99 per month and Divvi sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Budget Planner ships an update every 5 days, Divvi fortnightly. The most recent releases landed on November 6, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | Budget Planner | Divvi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/budget-planner-ctrl-xpenses/id6798405768/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Fortnightly |
| Monetization | Freemium | — |
| Size | 81 MB | 28 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [JUAN CONRADO A DE LAROSA](https://appshunter.io/developer/6798405771) | [Rahul M](https://appshunter.io/developer/6785391925) |

## What reviewers say

### Budget Planner

[App page](https://appshunter.io/ios/app/budget-planner-ctrl-xpenses/id6798405768)

Manage your finances without linking bank accounts. Track credit cards, build debt payoff plans, set budgets, and monitor goals. All your financial data is stored locally for privacy.

**Highlights:** Track credit cards and purchases, Build debt payoff plans (snowball/avalanche), Set category budgets and track spending, Monitor financial goals and net worth, Private, local data storage, Biometric access protection

**Features:** iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ctrl Xpenses Pro Monthly | $2.99 | per month |
| Ctrl Xpenses Pro Annual | $16.99 | per year |
| Ctrl Xpenses Pro Lifetime | $49.99 | one-time |


### Divvi

[App page](https://appshunter.io/ios/app/divvi-quick-split/id6804265088)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Divvi Pro | $19.99 | one-time |


## Frequently asked questions

### Is Budget Planner free?

Budget Planner is free to download, with in-app purchases available.

### Is Divvi free?

Divvi is free to download, with in-app purchases available.

### Do Budget Planner or Divvi have ads?

Divvi shows ads; Budget Planner does not.

### Which is updated more often, Budget Planner or Divvi?

Budget Planner ships an update every 5 days, and Divvi fortnightly. Most recently, Budget Planner was updated on November 6, 2026 and Divvi on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*