# Budget Planner vs FinanceXE

The clearest difference is in-app purchases: FinanceXE at none against Budget Planner's 3. FinanceXE also leads on update cadence (daily vs every 5 days) and iOS requirement (15.0 vs 17.0). Budget Planner's advantage is ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. Budget Planner sells 3 in-app purchases, starting at $2.99 per month. FinanceXE asks for nothing beyond the download.

Budget Planner ships an update every 5 days, FinanceXE daily. The most recent releases landed on November 2, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Budget Planner | FinanceXE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/budget-planner-ctrl-xpenses/id6798405768/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 5 days | **Daily** |
| Monetization | Freemium | — |
| Size | 81 MB | 41 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [JUAN CONRADO A DE LAROSA](https://appshunter.io/developer/6798405771) | [Pablo Rodrigo Alves da Silva](https://appshunter.io/developer/1894416522) |

## What reviewers say

### Budget Planner

[App page](https://appshunter.io/ios/app/budget-planner-ctrl-xpenses/id6798405768)

Manage your finances without linking bank accounts. Track credit cards, build debt payoff plans, set budgets, and monitor goals. All your financial data is stored locally for privacy.

**Highlights:** Track credit cards and purchases, Build debt payoff plans (snowball/avalanche), Set category budgets and track spending, Monitor financial goals and net worth, Private, local data storage, Biometric access protection

**Features:** iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ctrl Xpenses Pro Monthly | $2.99 | per month |
| Ctrl Xpenses Pro Annual | $16.99 | per year |
| Ctrl Xpenses Pro Lifetime | $49.99 | one-time |


### FinanceXE

[App page](https://appshunter.io/ios/app/financexe/id6816240690)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budget Planner free?

Budget Planner is free to download, with in-app purchases available.

### Is FinanceXE free?

FinanceXE is free to download, with no in-app purchases.

### Do Budget Planner or FinanceXE have ads?

FinanceXE shows ads; Budget Planner does not.

### Which is updated more often, Budget Planner or FinanceXE?

Budget Planner ships an update every 5 days, and FinanceXE daily. Most recently, Budget Planner was updated on November 2, 2026 and FinanceXE on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*