# SpendCents vs PurchaseGuard v1

The clearest difference is rating: PurchaseGuard v1 at 5.0 against SpendCents's 4.5. PurchaseGuard v1 also leads on review sentiment (100% vs 83%). SpendCents's advantage is ratings volume (6 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. SpendCents sells 2 in-app purchases, starting at $6.99 per month and PurchaseGuard v1 sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

PurchaseGuard v1 holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: SpendCents has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 83% of SpendCents's written reviews are positive against 100% of PurchaseGuard v1's.

## The numbers

| Metric | SpendCents | PurchaseGuard v1 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (6 ratings)](https://appshunter.io/ios/app/spendcents/id6798426431/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/purchaseguard-v1/id6798760304/reviews)** |
| Number of ratings | **6** | 1 |
| Positive reviews | 83.3% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Monetization | Freemium | Freemium |
| Size | 37 MB | 44 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Joshua Weber](https://appshunter.io/developer/6791651030) | [Christian Adrian Harvey-Michael](https://appshunter.io/developer/6798760306) |

## What reviewers say

### SpendCents

[App page](https://appshunter.io/ios/app/spendcents/id6798426431)

This app helps you create a clear plan to pay off your debts by showing you what you owe, what to pay next, and when you'll be debt-free. It analyzes your spending and income to identify extra funds for debt repayment.

**Highlights:** Debt payoff plan creation, Debt-free date projection, Budget tracking, Payment logging, Interest avoidance calculation, Financial term explanations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendCents Pro Monthly | $6.99 | per month |
| SpendCents Pro Annual | $49.99 | per year |


### PurchaseGuard v1

[App page](https://appshunter.io/ios/app/purchaseguard-v1/id6798760304)

Track online order return deadlines and warranty expirations. Get timely reminders and see your protected purchase value. Offers advice on whether to keep, return, or exchange items.

**Highlights:** Track return deadlines, Track warranty expirations, Automated reminders, Purchase value protected dashboard, Item return advice, Chronological purchase timeline

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PurchaseGuard Pro Monthly | $4.99 | per month |
| PurchaseGuard Pro Annual | $49.99 | per year |


## Frequently asked questions

### Is SpendCents free?

SpendCents is free to download, with in-app purchases available.

### Is PurchaseGuard v1 free?

PurchaseGuard v1 is free to download, with in-app purchases available.

### Which has better reviews, SpendCents or PurchaseGuard v1?

PurchaseGuard v1 is rated higher. SpendCents averages 4.5 out of 5 from 6 ratings, while PurchaseGuard v1 averages 5.0 from 1 ratings.

### Do SpendCents or PurchaseGuard v1 have ads?

Neither SpendCents nor PurchaseGuard v1 shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*