# CardCycle vs Profio

The clearest difference is in-app purchases: CardCycle at none against Profio's 3. CardCycle also leads on iOS requirement (17.0 vs 26.6). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Profio sells 3 in-app purchases, starting at $4.99 per month. CardCycle asks for nothing beyond the download.

CardCycle ships an update every 4 weeks, Profio every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | CardCycle | Profio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/cardcycle/id6799073605/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | — |
| Size | 3 MB | 15 MB |
| Requires iOS | **17.0** | 26.6 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | +4 |
| Developer | [凡 王](https://appshunter.io/developer/6798913989) | [Huseyin Bicen](https://appshunter.io/developer/1868493271) |

## What reviewers say

### CardCycle

[App page](https://appshunter.io/ios/app/cardcycle/id6799073605)

This app helps you manage credit card annual fees by tracking fee cycles, waiver rules, and spending goals. It allows you to log transactions and filter cards by various criteria. Data syncs privately across devices.

**Highlights:** Track annual fees and cycle dates, Manage waiver rules, Monitor spending goals, Log transactions quickly, Filter cards by bank and status, Cross-device data sync, Customizable appearance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Profio

[App page](https://appshunter.io/ios/app/profio-bookkeeping-and-ledger/id6803595404)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Profio Pro Monthly | $4.99 | per month |
| Profio Pro Quarterly | $12.99 | per 3 months |
| Profio Pro Annual | $39.99 | per year |


## Frequently asked questions

### Is CardCycle free?

CardCycle is free to download, with no in-app purchases.

### Is Profio free?

Profio is free to download, with in-app purchases available.

### Do CardCycle or Profio have ads?

Neither CardCycle nor Profio shows ads.

### Which is updated more often, CardCycle or Profio?

CardCycle ships an update every 4 weeks, and Profio every 2 months. Most recently, CardCycle was updated on October 24, 2026 and Profio on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*